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Preparing for home.

August 29th, 2009 at 03:39 pm

So it's come to my attention that I'll be back home in Ohio in less than a week. Holy crap. heh.

I've been trying to prepare for this for a while now, and each day it gets a little easier and I get a little more excited. I was dreading my return not a month ago, but I feel I'm finally ready. It's time.

Money is going to be INCREDIBLY tight until January. My grace period ended on the student loans, and I'm paying out about $400 a month until I'm enrolled back in school. The good news is once I am enrolled, my loans will be deferred again and I'll be getting my GI Bill-- with kicker. Which means the army will be giving me more or less $500/month. That's on top of paying for my school. So I'll still hold at least a part time job, and be good to go.

Until then, however, I have work to do. I'm lucky in that I'm going to be living with my best friend in her house, and she wants no rent from me. I'll secretly hide money in her pockets come November, but for the next couple months, I'll likely take advantage of that while I get back on my feet.

I'll get my bonus money within the next 2 months. After taxes that should net me somewhere around $8000. A chunk of that is going into a savings account for emergencies and my travel savings. The rest will be used to put a down payment on a car. I'll definitely need one come the wintertime. For job and school purposes. Until then, I'll be pedalling it on my bike and bumming rides.

I was looking at the local YMCA website, seeing if they had military discounts, and I went out on a whim and looked at job postings. They had a few, and I filled out the online application for the hell of it. Got a call a couple days ago from the director of the childcare department. I have a job interview the week I get back. I'm rather excited about that. I love kids, and I think I would like it a lot. I do need to discuss what I would be getting paid/hours I'd be working. At this point, however, it's nice to know I have the job hunt started. And with the way the job market is looking in Ohio these days, even if I'm getting close to minimum wage, something is better than nothing. I've got bills to pay.

Even if I dont get a very high paying job, the good news is that I get $150/month in drill pay. Not much, but it's something. And I do my fair share of babysitting. And I'll be getting back into my music once I get home, with a friend who is an exceptional guitarist. We're hoping to start playing out in the next few months. It would be great if that generated some income as well. Every little bit helps.

I'm going to post my financial goals here in the next week. I'll be posting much more often once I get home. My internet access out here is limited, so it's rather inconsistent. I also have to establish said goals, so look forward to them!

I've started doing some lightweight budgeting, but it's hard when I have no clue what my income is going to be. So it's a rough draft thus far. It's going to be pretty tight for the next couple months for sure. But I'm okay with that. Lucky for me, my friends and I do many cheap(er) things for fun... like playing board games and drinking Big Grin haha. I'm definitely looking forward to spending time with my friends. Particularly my best friend. We'll call her DW, because on facebook we are technically married. haha. Her husband is actually returning from his deployment next month as well. It's going to be quite the party.

The only clear goal I have is going to Kenya next summer. I'm budgeting $2k for plane ticket and spending while I'm there (which will be minimal). If I use a chunk of my bonus money, monthly saving wont be too bad. But we'll see. I've been trying to get out of the country and see the world for a while now. I think this is my chance. I'm rather excited about it Smile

So I think that's enough for now. Hope everyone is doing well, and I'll post again soon Big Grin

3 Responses to “Preparing for home.”

  1. CouponAddict Says:
    1251587751

    Why dont you check with your unit to see if they have any overseas training rotations going on so you can "see the world" for two weeks at a time on their dime and get paid for it plus get a nice Army Reserve Components Overseas Training Ribbon out of the deal?

    Have you checked with your unit on if they have any Orders they can put you on once you get home doing things around the unit or working with recruiting. Just be carefully about any technician work (read your bonus contract to see how long AFTER you GET YOUR BONUS PAYMENT that you cant take a tech job without having to losing your bonus).

  2. boomeyers Says:
    1251611004

    You might be able to work a flexible nanny job. More money at one job, instead of a little at a few jobs. And you can study during nap time! Check into it when you get home!

  3. Jerry Says:
    1252709765

    How exciting to go to Kenya. I've always wanted to go there. I wished I'd used my GI Bill in school. That would've been my insurance that I wouldn't have a gazillion dollars to pay back now. Ah! I hope all your projects lead to more savings.
    Jerry

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