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Goals, Big Ticket Items, and TGIF!

August 30th, 2013 at 01:53 pm

So the last couple of days have been good. I broke down my budget and what I'll be making through December, and came up with a few goals.

September 15: Pay off CC (8/28: $1,563.88)

September 15: Have $1,000 in EF (8/28: $252.56)

By End of year: Get SM4 Loan down to $6,000 (8/28: $12,729.32)

Really, the big goal is to get my highest interest rate loan down to $6,000- cutting it in half, essentially. It's definitely going to be a challenge to do so, particularly with interest. But I think if I can really keep my eye on the prize that I can do so by the end of the year.

The other two goals will be met as soon as I get my paycheck. I get paid once a month, so I'll get those out of the way first thing. It'll be good to pay off the CC (again) and have a little money in my savings account.

There are a few big ticket items I have coming up in the next few months as well, and hopefully they'll come in under budget:

Car Repairs - $500 (I'm really hoping this is less)
Plane ticket to Seattle - $500
Spending money in Seattle - $200
Spending money in Europe - $1,000
Christmas Presents - $200

BF said he would buy me a plane ticket to Europe for my graduation gift, but we wont be able to take the trip until after the election, so we're planning to go around the holidays. One of my best friends moved to Seattle a couple of months ago, and I'm going with another friend to visit him in November. We'll be staying with him, so it shouldn't be a costly trip overall.

What I didn't include in here is medical expenses. I reeeeeally need to go to the doctor, but haven't gotten around to navigating my insurance yet (I'm on military insurance, and we can only see certain doctors, etc). I should probably factor in at least a few hundred for that-- as I'm likely going to need some testing done at the dermatologist.

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Now. The last couple of days have been good. I walked to the store and picked up some groceries (finally). Yesterday I didn't buy coffee or lunch. I packed and brought it to work. BF bought dinner. I did, however, purchase two beers at an event that we went to in the evening. And they ended up being far more costly than I had anticipated. Sigh. Ah well. $14 with tip gone, but I suppose it could have been much worse.

Today I'm working from home- so I'll be eating all of my meals here. I'm going to mail my rent check in today, and hopefully not spend on anything else. No plans for tonight yet, but I'm thinking it will be low-key. I really need to finish that editing project, and today I'll be filling out job applications along with working, so it might be a late(r) night.

I hope you all enjoy your Friday, and have a great 3-day weekend!

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