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That feels good :)

September 10th, 2013 at 12:06 pm

Alright. So my paycheck cleared and here were are:

September 15: Pay off CC

8/28: $1,563.88
9/10: $0

Goal Complete!

September 15: Have $1,000 in EF

8/28: $252.56
9/10: $1,00.25

Goal Complete!

By End of year: Get SM4 Loan down to $6,000

8/28: $12,729.32
9/10: $12,363.75

I know, it seems like not a ton when you're only down $400 or so-- but the money I had left over to pay my loans included all of my minimum payments as well. Next month there will be a much bigger dent on the loans themselves. Also, I will hopefully have some leftover budgeted money to put toward it at the end of this month. We'll see how I do!

Nonetheless, it feels good to have that CC paid off and a little money saved. I know that $1,000 is pretty easy for me to blow through without a job (hence why my CC was so high already), but I really do want to focus on these loans. Perhaps I'll re-evaluate after the first of the year.

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So yesterday I spent all day at a nonprofit volunteering my creative services, and it was a blast. They also bought our group lunch and dinner, which was really nice of them. I brought coffee from home and ate breakfast before I left, so yesterday was a no-spend day.

BF also gave me his activated 5-day bus/train pass from this weekend, so for the next few days I'll be riding for free. Woo! I called my mechanic over the weekend, but never heard back. I need to call again today... as I really need it fixed by this weekend.

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Today I'll be bringing coffee/lunch. BF and I are driving down to Columbus tonight to see the USMNT play their qualifier against Mexico. I told him I couldn't buy my ticket, as it wasn't in the budget-- so if he wanted me to go with, he would have to cover it. And cover it he did. He really is a sweetheart, that one. I'm thankful that only one of us is facing a serious student loan problem. Outside of the car loan he just got, he's debt-free. I'm sure it'll make our future marriage much happier the less debt we've got.

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I have a super busy day at work today, so I'm going to get going. Hope you all are having a wonderful week, though!

2 Responses to “That feels good :) ”

  1. snafu Says:
    1378825300

    Good on you for setting a goal and completing CC payoff to Zero and EF to $ 1,000. I'm confident that sticking to your plan will get SM4 to $ 6K by year end. How will you allocate September's income?

  2. pjmama Says:
    1378922869

    Thanks for the encouraging words, snafu! September's income is already budgeted out, so it's all accounted for until my next payday!

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