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Archive for February, 2006

$20 challenge

February 28th, 2006 at 08:46 am

So I have more to add to my challenge money! yay! I sold back 2 books to the bookstore. Total of $13.50. This doesn't seem like a lot, but one of the books was one I got for free in highschool that I never really read. That puts me at $45.10. Not too bad! And I got a free smoothie certificate for the cafe here at the university compliments of zippy rewards. Woo! I'll be enjoying that after I get off work. later then.

keep on chugging

February 28th, 2006 at 06:18 am

So things are going well. I had a no spend day yesterday! woo! Signed up for a few more things online, and I'm still waiting for some coupons in the mail... It's finally hit me. I'm moving in a month. urgh. It's not that I dont want to go, but I feel so unprepared, it's not even funny. It doesn't help that my boss has been cutting my hours. boo. The good news is that mom gave me $70 to cover the day of work I missed due to my sister's illness, and a little extra for watching the house while they were in vegas. yay! Today I'm hoping only to spend $2.00, which covers my bus money to and from work. Mom also is hooking me up with a little untaxed partime work with a friend... for my days off. So I'll have enough when I get there, I just want to have a good stash of emergency money. We still have to buy some stuff for the apartment. Either way, this week should be no problem. I'm planning on being to work bright and early everyday this week. And I'm going through my room now to filter out what I'm taking with me, what I'm throwing out, and what i could possibly sell. Ha. I have a few things. Well then, better get going. Later.

Busy weekend.

February 26th, 2006 at 09:28 am

So this weekend has not been the most financially promising, by any stretch of the word(s). I've decided that my boyfriend is a sort of temptation god. Any time he's in town I work less and spend more. bleh. Hopefully things will be different when we move in. ha. It didn't help that my little sister got sick the other day, and I had to stay home from work to make sure things went okay at home. My parents are in Vegas. I hope they bring me back some money. ha. The good news and bad news is that he's not coming home next weekend. That means I'll be clear to work, and not have to worry about staying up late and etc etc. Either way, I'm trying to think of ways to work on my $20 money. I dont buy groceries, but I have been cutting coupons for future use. I did clean my room the other day and found $1.20 in change. I guess that would count. ha. soooo... that puts me at $31.81. At any rate, I'm gonna work on getting some free stuff online. hehe. later.

$20 challenge strikes again!

February 23rd, 2006 at 05:15 pm

So it was a good day. I decided to go to the mall. This sounds a little counterproductive, but really it all worked out. I've started a new practice called keeping my reciepts when I buy clothes. Then, if I go a month or so without wearing them once, I take them back and get my refund. I did this today with a sweater I bought and never wore. $10.61 into my $20 challenge, only because it's a good practice that I never really embraced before. I hate returning things. ha. But aside from that, I found the perfect outfit to wear for my scholarship interview on the 17th. I have really none of my own professional clothing, but I found a pair of dresspants on the clearance rack for $14.99 and a cute plain top to wear with it for $16.50. Spending the money seems rather silly, but it was definitely a needed ensemble, and I can wear it not only to my scholarship interview, but also the job interview I have coming up. And if I go to dinner with Noel's grandparents (Noel is my boyfriend. ha). And to work. So it all works out. And on top of it, I got good news in the mail. Another scholarship from the university! That meeting I had with the department chair really paid off. Woo! So it was a good day, and my running total for the challenge is now $30.61. Not too bad for one day.

$20 challenge?

February 22nd, 2006 at 11:12 am

I'm gonna start this today, though I dont really know what it is... I've gathered that I put aside $20 and try to make more to add to the "bank". It sounds like fun, but slightly inconvenient with my bank account. I think I'm going to just record on paper with little things, and when it gets to a bigger sum, such as $20, I'll withdraw the money and put that aside too. That way I'm not apt to spend the change and I dont spend it using my debit card too easily. I'm going to set my goal as... $160 by April 1. That's my moving day! I think it's kind of hefty, but oh well. I'll figure something out. So there! I begin...

Just another day.

February 22nd, 2006 at 10:51 am

So I've decided to start making a spending goal every day. At least this way I have short-term goals to work toward, and it makes me feel a lot better about my saving, and not feel like I'm missing out on the lives of those who have the funds to live it frivilously (did I spell that right?) Either way. My spending limit for the day was $2.oo. Only because that is the value of the bus to work and from work. And thus far, I have been successful. I restricted myself from buying any candies or munchies (that's my biggest problem... I'm a snacker)- that little stuff adds up quick! But I've been good today, and I'm looking forward to having a small gathering at my house tonight with some friends. Mom bought some drinks for us yesterday, and the parents are in Vegas until Sunday. My stepfather being gone has improved the atmosphere dramatically. ha. Either way, gonna get going! Later.

starter, woo!

February 21st, 2006 at 11:28 am

I'm new to the community, but I think this is going to help me with my plight, so to say. I have a hard time saving money, and I really want to try. I'm in the process of putting together a budget, so things are looking up! Thank you everyone who wants to support! I'm going to finally be on my own for once! Later then.
-pjmama.