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Archive for December, 2012

New Month, New Budget

December 1st, 2012 at 02:26 pm

So November is now in the past, and unfortunately my results weren't quite as stunning as those of October in terms of the budget... but I still wasn't terribly over and I still managed to make $850 worth of payments toward debt, so I still count it a win!

In the last couple of weeks I've been slacking with keeping up with my finances and recording all of my expenses, etc. It's crunch time at school, which essentially means I stop cooking altogether and start eating convenience food... which does very little for my budget, as we all know. I'm going to do my best to not let the next two weeks face the same fate. It does add up, after all.

Put together my budget for this month, and though I was hoping to make a bigger debt payment this month it will likely only be marginally bigger. Christmas of course is going to put a strain on my finances, as well as the fact that the suspension on my car is really starting to go now.

That silly automobile is such a money pit. I keep reminding myself that I don't make a car payment, and I spend about $20 on gas every month, but it's so obnoxious spending so much in repairs. I was quoted a few months ago that this would be about $900... so I've anticipated it. Parting with almost $1k is going to be sad nonetheless. I'm honestly probably going to put it off for a month or two. I budgeted in a few hundred dollars to put in my savings toward it, but with how little I actually drive the thing, I don't see it as an immediate need. I'll tackle it either January or February.

I paid the remaining $150 from last month on my SM7 loan today-- probably should have done that yesterday, as I accrued about $50 in interest. Payment wouldn't have posted that quick anyway, though. Ah well. I'm really looking forward to seeing the number drop below $12k. It's definitely going to feel good Smile

Other than that, I don't have much news... this weekend I'm working on a project due Monday, all next week I will be working on final papers and projects. It's a hideously busy time over here. Just cant wait to be done with this semester. I feel like it's been particularly awful and I'm really looking forward to some break time to really get some work done and recharge before starting up again for the spring.

Hope you all had a great November, and are as excited as I am to finish out 2012 strong!