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Savings Account

September 29th, 2006 at 04:18 pm

Alright, so I got my loan check in the mail and I opened up a savings account. I currently have $1100 in that account, and I'll be depositing $140 today. I also decided to start my Xmas savings fund, because that's coming up and I think it's better to start early. I've got more than a few people to get things for... though I'm happy to say I took up crocheting and I'm currently making my BF's grandmother a scarf right now... the yarn I'm using is fairly expensive though, so it ends up being just as much as buying a pricey gift... but home-made! I'm thinking about using this recently aquired craft to make a few more gifts as well. At any rate, I'm putting all savings into my savings account, but I'm "separating" them on paper to distinguish what I can spend on what... so here goes:
School savings: $1220
Xmas savings: $20

I have to go to the grocery store today... but I'm going to limit myself to $30 because recently I've been eating at least one meal on campus twice a week. Not to mention, BF's gram took him on a Sam's Club run the other week, so we have plenty of the staples. For free! So I'll budget $30, but whatever I dont spend, I'll throw into the school savings category. What fun this budgeting is!

Not to mention, It's the 4th week of school and I am LOVING it... well, when I'm not stressed out because my work load and school load together are a bit much. I dropped a couple of my other activities to take a little breath. At any rate, I'm considering double-majoring. Yes, that means additional schooling, but it's in my heart. Therefore I have additional financial planning ahead of me. But I figured it out, and if I take heavier-than-usual courseloads, and only 3 classes during the summer, I'll get out within the next 3.5 years. haha. Not too bad... my scholarships will still be in effect by then. Not to mention, BF has been talking about getting married a lot lately. We've discussed it many a time, and though there is no ring yet, we're looking to get married the summer after he graduates. I'm expecting the proposal very soon, however, because he's discussed it all with his grandparents- and even better news is that we have thier blessings!! I'm very happy about that.

At any rate, this is getting very lengthy, I'll cut it now. Thanks for reading, guys!

1 Responses to “Savings Account”

  1. homebody Says:
    1159550703

    Be sure to watch for sales on yarn! I need to get my knitting down since there are 4 babies on the way in my family and friend's families.

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