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Mid-month Assessment... hehe.

October 16th, 2006 at 04:30 pm

Alright, so I asked the question last night, "where did all my money go??", and today I actually counted it up, item by item.

Money Earned thus far this month: $680.49
Money spent this month:
Groceries: (budgeted) $40 - (spent) 47.81 => -$7.81
Food on campus: $65 - 22.52 => $42.48
School expenses: $10 - 8.22 => $1.78
Loan interest: $65 - 50 => $15
Perscription: $25 - 25 => $0
Eating out: $0 - 99.44 => -$99.44
Entertainment: $0 - 0 => $0
Misc: $50 - 33.03 => $16.97
Transport: $54 - 59.06 => -$5.06
Clothes: $0 - 32.96 => -$32.96
Xmas Gifts: $0 - 8.51 => -$8.51
Salsa classes: $30 - 0 => $30

Budget: $47.55 over
Earned - spent:$293.94

Soooo... I'm a little over budget at this point, but the good news is that I really didn't budget ENOUGH... so it's not so much a matter of me spending too much, it's a matter of forgetting that I need to factor things like Xmas money and transport outside of my zone, and clothes (especially since the colder months are upon us). I need to refrain, however, from eating out for the rest of the month. Going out of town that weekend really killed it, but in actuality, I budgeted in only $50 for eating out, entertainment, clothes, and misc items... not a whole lot there. At all.

At any rate, spending for the day was on a book from amazon (and here I'm talking about not spending money, sheesh!), but it was only $5.28... not too bad, and it's the one actual splurge I made outside of going to restaurants. The only want thus far this month. I'm not gonna be too hard on myself. But no more grocery shopping!!! Well, except for milk and bread and whatnot... I really need to eat up what's in my freezer, cupboards, etc. We have so much food! It's just hard for me to not grocery shop... it's my favorite activity! hehe. I am happy to say, though, that last night I cooked dinner using only things we had already, and the only purchase I made for dessert was a box of baking soda for a dollar. So go me! Tonight will be the same. And I made my run to the bank, and realized that I left the remaining $4.01 in my pants pockets, so it didn't get deposited. I instead put it in my change jar for the end of the month savings. Figured my Sobe Bottle needed some paper products... hehe. Well, now to studying!

1 Responses to “Mid-month Assessment... hehe.”

  1. Carolina Bound Says:
    1161043123

    Well, you did well with "food on campus." If I were you I'd combine that with "eating out" and just budget a larger amount.

    As for the food in your pantry, it can be fun to challenge yourself to use it up in creative ways. I've done some of my best cooking that way.

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