November Budget and Goals:
Rent, phone, elec, cable: $450
Transportation: $60
Insurance: $26.75
Perscription: $25
Loan interest: $65
Groceries: $80
Food on campus: $40
Salsa Classes: $20
School expenses: $20
Dining Out: $50
Clothes: $75
Entertainment: $20
Xmas gifts: $50
Misc: $20
Total Budgeted: $1001.75
Estimated income (by the 28th):
17 nights @ $60 => $1020
4 lunches @ $10 => 40
2 paychecks @ $30 => 60
Total:$1120
Goals:
1. To be under budget.
2. To be over income.
3. To have 3 no-spend days.
4. To put $250 toward the $20 challenge.
5. To only eat out 4 times this month.
6. To knock 3 people off my xmas list.
Sooooooo. I gave myself a little more slack as far as the budget goes. I realized that it's damn near impossible to only spend $40 in groceries in a month. I spent $100 last month (and me and BF keep our food separate), so I'm shooting to only spend $80 this month. Clothes is up a bit, only because I'll be buying new work shoes here in about a week. And I understand that just because I cut myself a little slack doesn't mean that I can slack off, I'm just expecting myself to be under budget this month.
Hopefully it'll work out. I took inventory in my kitchen again this month, and even wrote out a list of possible dinners I could make posted on the fridge- so when I'm wandering around saying "we dont have any food!" I have a list to look at, and say, "oh wait, yeah we do, I'll make ___." And I cooked twice yesterday, so I give myself credit. ha. Well, I think I'm gonna cut this short here, well, not really short, but ya know... 
November Budget and Goals
October 29th, 2006 at 04:14 pm
October 29th, 2006 at 04:33 pm 1162139630
October 29th, 2006 at 06:12 pm 1162145566
October 29th, 2006 at 09:05 pm 1162155923