I'm trying my hardest to remain optimistic in these times. I have about 2 weeks til finals, 6 papers to write, 5 tests to study for, an apartment to pack, and it seems not nearly enough time to do it all. I've been in a super blah mood for the last week. I'm really stressed out.
What I do know is that fretting about it doesn't get my work done, so I just have to bite the bullet. Sigh. Why on earth do I take on so much every semester??
In financial news, BF too has been stressing-- about money. He's set himself on a budget as of this weekend. I still have yet to see his numbers, but he makes far more than I do. His budget it $100/week (including food and gas). For me, that's a lot. haha. He mentioned some bonuses and things that he has coming up, but I reassured him that just because he has more money flowing in doesn't mean he should increase his budget... he has CCs to pay off, afterall. So we're going to work on spending less. Together. The restaurants are what kill us. We need to start cooking. I think once the weather gets warmer, we'll have more free entertainment (we love to hike and take walks, and I love picnics in the park), or at least cheap entertainment.
I still want to go over his numbers, but he's a bit shy. He says he's embarrased of how much debt he has. I dont think it's something to be ashamed of, per se. It seems we all fall into that trap. It's having the courage to get out of it and make sacrifices that really counts. I'd introduce him to our community here, but then how would I talk about him all the time?
Mom got a letter from the university I'll be attending over the summer. I've been accepted and all that, but they said that they've determined me an out of state resident. Ugh. So I have to petition for Ohio residency. Hopefully it'll work, or it's going to make my semester there far more expensive. Sigh yet again. Lucky for me, I'm going to be in Ohio thursday afternoon, so I'm going to head down there and try and schedule my classes, turn in my application for OH residency.
I had 2 NSDs in a row That adds $2 to my challenge money. I'm now up to $125.98.
It's climbing along nicely, though I'm hoping I can keep it up for the rest of the week. Today I'll likely spend at least $5. I have to buy dinner on campus, which means my weekly subway trip. I wish there was something I could bring that would stay good all day. Guess I could pack a peanut butter sandwich... or some oatmeal. haha. Maybe I will do that. I'd love to be really under budget on my "food on campus" category, because I'm so over budget on my entertainment expenses. I haven't spent any money on clothes yet this month, so there's still $30 hanging around there. But vacation is coming up. Who knows... I got some killer american eagle coupons in the mail. I wouldn't mind buying a new tank top 30% off. And I saw imitation AE shorts at walmart that I'm thinking of checking out. Much cheaper than the ones I would buy at the mall (I think only $10), so I'll have to try and make a stop there at some point.
It's my long day, and I'm not looking forward to being on campus all day long. I have to stop at the public library and pick up a movie I need to write a paper on: "China's Lost Girls." Should be interesting. Just trying to get all this stuff done. Sometime this week I need to pick up boxes to do my moving. I'm hoping they aren't too expensive, wherever I get them. I have to finish packing my books, my school supplies/stuff, my dishes, my bathroom stuff, and my clothes (though these are all going in trashbags). I'm sure there's some other stuff that I'm forgetting, but I really dont have much anymore. I want to donate some of the books that I dont really want anymore and cant seem to sell on amazon. I'd love to have a yard sale, but I really dont have all that much to sell.
I do want to sell my microwave. It was the ex's, he left it, but BF has one, and I really cant stand this microwave. And I could definitely use any extra money I can get. Maybe I'll keep it around *just in case*. Dont want to screw myself over like last time... ah well.
Losing it. Trying to remain optimistic.
April 14th, 2008 at 12:04 pm
April 14th, 2008 at 03:29 pm 1208186956
It's good that you guys have started dancing around the financial topics...I think once he gets more comfortable talking about it, you can get full disclosure and start working on the debt. Money and debt are really personal things and can be hard to reveal, but you seem to be headed in the right direction.
April 14th, 2008 at 09:30 pm 1208208615
As for the BF, I'm sure you guys will be open about the finances soon. My BF & I know everything about each other's, but mostly because we've been dating long enough to watch it all unfold (i.e. his student loans & my credit cards). It's important to be aware of that kind of stuff I think.
I keep getting AE coupons too! I used to absolutely love that store, but now that I'm trying to be so frugal, I have to wait until I get a gift card for my birthday or something.
April 14th, 2008 at 11:21 pm 1208215291
April 15th, 2008 at 02:28 am 1208226519
This time of year is when college kids begin to envy those 9 to 5-ers who turn up for 8 hrs, do their work and go home !!
I know exactly what you are going thro college-work wise and wish you patience and energy over the coming weeks...
It will end... I promise you !!
April 15th, 2008 at 02:34 am 1208226877
so here goes:
deal with one thing at a time, and apply tunnel vision. i know it sounds silly, but trust me, if you just focus on one thing at a time and just get it done, quickly and efficiently, instead of trying to do a little bit of this and a little bit of that, and spending way too much time sitting there stressing about it. and once you've done something, (like one of your papers) and once it's passable, FORGET IT and go onto the next thing. don't keep going back to it and spending too much time on it. if you have time after you've done everything else, then fiddle with the small things.
April 15th, 2008 at 02:36 am 1208226996
April 15th, 2008 at 02:58 am 1208228300
Also - after classes, sell that dang microwave as soon as convenient. If you hate the microwave and it was your ex's, its utility and bad memories make it worth a negative amount. Get the money - its portable.
April 15th, 2008 at 10:47 am 1208256429