Well, I've had quite the stressful week. As mentioned previously, Sallie Mae would not approve me for the loan to take summer classes. Not even with mom as cosigner. So then we come to the first day of classes. The university dropped all of them. So I had to go re-enroll in all of them. Sigh.
The good news is that I'm enrolled in classes. The bad news is that I need to come up with $3707 by July 11. Some can go on the CC, but I max out with another $1000 or so. BF and mom both said they would help as much as they can. BF mentioned he had an empty CC we could put some of the balance on, but that would be a last resort measure.
I'm going to do it somehow, it's just a big bummer that I have to put more on the CC. I really wanted to pay it down, not rack more up. And I'm a little worried about the interest payments once it is up there. I'm already paying a little over $50 in interest a month as is. Seems as if I need to start fundraising asap.
If anyone has any ideas, let me know!
I'm not making nearly enough at work to put any considerable dent in it, so I really need to focus on saving as much as I can and finding more sources of income. As it is, I really dont have time to work a second job and go to school. In the fall I'll have time to get a second job, but right now there's no possible way. I'm thinking now is the time to start listing as many books as I'm willing to part with on amazon, get rid of anything in the house I dont really need that could bring me in some cash, and start crocheting/crafting up a storm and start attempting to sell things online.
I picked up some books at the library yesterday. I got a crocheting book, a candlemaking book, a beading book, and a book on making chinese knots. I wanted to get some inspiration. I have a whole huge box of yarn and such that my grandma gave me at my mom's. My mom also said that I could have my other grandma's sewing machine. So I've got some stuff to start with. I was thinking of starting an etsy shop, I'd really like to sell with a theme of recycling. I think I can make it work pretty well. I'm fairly creative. Besides, it gives me a reason to reuse some of the things people would ordinarily throw away, and get cheap supplies (thrift stores, garage sales, etc) as well as crafting supplies that may be a bit pricier.
Ideas are still in the works.
But all that being said, my financial world has more or less been turned upside-down, and the goals are a bit different now. My challenge money is really my college money at this point, my goal is a bit different, and focus is now away from paying off the CC, and now to paying my summer classes off. The good news is that the more I save the less I have to put on my CC, so I have quite the incentive.
As a start, I'm proofreading a paper of a friend of a friend that is paying me $100 to go through and correct her 55 page master's thesis. It's a start. Also, I didn't buy any food from work today. I ate my pb&j and thought, "wow, this sandwich tastes like my education. definitely a hint of western civ in here..." haha.
Every little bit helps. Wish me luck.
Financial world turned upside-down.
May 20th, 2008 at 06:37 pm
May 20th, 2008 at 06:46 pm 1211309169
May 20th, 2008 at 07:01 pm 1211310085
I know it will all work out for you--you are determined to find a way for school and I think that is great!
May 20th, 2008 at 07:02 pm 1211310122
May 20th, 2008 at 07:13 pm 1211310835
May 20th, 2008 at 08:37 pm 1211315843
I do know of a work from home gig that pays decently. www.west.com
May 20th, 2008 at 09:41 pm 1211319697
I do wish the best for you, I'm just wondering if your summer would be better spent working to pay as much as you can for fall tuition considering that you may be in the same loan situation.
May 20th, 2008 at 10:27 pm 1211322427
May 21st, 2008 at 12:04 am 1211328250
Also, see if you can find any market research groups. Another idea is to check and see if their is a blood plasma donor site near you. Another idea is to spend as little as you can on groceries for a few months - even if you have to rice and bean it/ pb&j it with maybe a piece of fruit once a week for a treat. -- Just do it for a short period of time.
Good luck!
May 21st, 2008 at 12:25 am 1211329535