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NYE is Here!

December 31st, 2015 at 04:14 pm

I know I've mentioned it before, but I LOVE New Years. Not so much for the partying (though I don't hate that part. haha). It's just exciting to take a look back, learn from my experiences, and look ahead to the possibilities of the future.

2015 was a big year. My look back:

- I shot 16 weddings this year, which is 6 more than the previous. I learned that this volume is a bit too much for me, as I got incredibly burnt out. In 2016 I'll be limiting that number to 10 and focusing my work more on portraiture.
- This is the first year that I didn't work a part time job at all, and focused my time entirely on my business. Which is a huge (and wonderful) change. I'm hoping that I can maintain that in 2016, but we shall see.
- DH turned 30. This was kind of a fun milestone, and we had a really nice celebration.
- DH and I took a trip to Cincinnati to visit with friends and a trip to Nashville to scout out neighborhoods to move to.
- I alone took a trip to Denver to see my dad and visit friends, and then a trip to Montreal and Lake Placid to shoot a wedding, just a week before...
- We got married!

Financially, I can't say I ended the year *much* better than I started it. Because I worked solely at my business and because I wasn't great about putting aside money for taxes, I'm in saving mode to make sure I can cover them without having to dip into our joint account.

We're also now in my slow season, so my income levels wont quite be as high as usual. A lot of my focus in 2016 (after hitting my tax savings goal) will be on organizing my business finances better, so I don't run into this struggle at the end of the year.

One big victory that I made this year, though, is getting into the habit of regularly posting on this blog. I can't describe how much help it is. I keep myself in check much better that way. I’ve added to my morning routine checking my bank accounts (and mint) to see where I am on the budget.

Looking ahead…

2016 will also bring with it some big items:

- In March, we are taking our 10-day honeymoon to Peru
- In April, we are moving to Nashville!
- In May, we are very possibly taking a weekend, all-inclusive trip to Mexico for my 30TH BIRTHDAY!
- DH also wants to take a trip to Denver at some point to visit my dad
- I anticipate quite a few weekend trips after we move, given that we’ll be close to a lot of new cities
- This will also be the first full year that we are married, and handling our finances together (though we still haven’t really jumped in all the way. We need to do that.)

As I mentioned in my previous post, my theme for the year is “Making Space.” I wont have concrete financial goals put together until DH and I sit down and work through them, but I think every month I’m going to have mini goals/challenges of sorts to help me save/earn more. Some examples:

- No Spend Month (outside of essentials)
- Grocery Challenges (cook all dinners under $3/meal)
- Snowflakes (more surveys, Swagbucks, etc.) and being more creative with them (using my Amazon GCs for grocery products, etc.)
- Restaurant Challenge (don’t eat at restaurants at all, only x number of times)
- Make all beauty/cleaning products myself

In January for sure I am going to attempt the no-spend month. This is the time of year that I NEED to be saving as much as possible, and honestly, I just want to learn to make do with what I have. I live in complete abundance. There’s really no reason I need more clothes, books, house stuff, beauty products, etc. The only thing I’m going to rush to pay for before midnight is the acting class that I really want to take in February. It’s only $120, and isn’t “stuff.” I’ve been trying hard to reconnect with my creativity, and DH is entirely supportive. So it’s coming out of our joint account. I’m incredibly excited!!

I was thinking of adding an unlimited Zumba package to that (I went with my SIL last night, and loved it), but for a month I can either just do them online or drive over to where my SIL lives… her classes are free ☺ That is a want, not a need. And I save $30 for the month.

So that’s the idea for January!

***

Tonight we’ll be hosting a NYE party – of like 10 people, so nothing crazy. But I am cooking, and DH is making some fancy cocktails. We spent a little more than I would have liked on stuff for the party, but I still thought it was better than going out and spending a ton on a big dinner or party, and I don’t enjoy crowds. All in all, it was still less than I thought it would be. We’ll have a really great time tonight, our last NYE in town for a while! I’m going to enjoy the not so healthy food today. After midnight, I need to focus on my dietbet and ridding myself of those 7 lbs.

Speaking of unhealthy food – I also gave up fast food in 2015! Today I’ll be heading to McDonald’s for a Big Mac and fries, and then it’s no fast food again until the end of 2016. I’ve gotta say, I’m more than a little excited for that burger.

Hope you all have a lovely NYE!!!

6 Responses to “NYE is Here!”

  1. Petunia in a Flower Garden Says:

    Happy New Year! Looks like you have much to look forward to in 2016!

  2. Ima saver Says:

    Happy New Year. It sounds like an exciting year for you!

  3. Wink Says:

    Happy New Year!

  4. creditcardfree Says:

    Happy New Year! I look forward to reading about the progress on your goals in the new year.

  5. rob62521 Says:

    Happy New Year! You have a busy 2016 planned. Hope it is a wonderful year for you!

  6. FrugalTexan75 Says:

    Happy New Year!!!

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