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Jan 11

January 11th, 2016 at 05:55 am

Things are still moving along. Making some changes to maximize my savings. Non-essential spending month is going okay. Did have to buy a new Brita pitcher the other day, but used a gift card we got from the wedding to purchase. Added $19.99 to my snowflakes (I'm adding them as I use them). Our previous is an off brand we've had for years, and it's still functional. DH said he wanted to get a bigger one, but I was going to hold out. Until I bought a new filter for it at Target. Turns out they've changed the size of their "universal" filters. They don't fit our generic one, and I'm not sure I'm going to find ones that do fit. So looks like DH got his way after all :/

Also decided to look into some ways to save at Target, given it's my secondary grocery store. I usually buy what I can at Aldi, then head there. I signed up for a Target RED debit Card. It basically links with your already-existing checking account, but then you get 5% off every purchase, and a few other nice little perks. Given how much money I tend to spend there, it seems like a worthwhile thing to have. I also downloaded the Target Cartwheel app to my phone, and I've started looking at their online store coupons. Printed out a handful the other day and used a couple for things that we needed already - Magic Erasers, with the discounts, were cheaper than the Target brand. Also picked up 5 lean cuisines for lunches. They were on sale for $2/each, and I had a coupon. A lunch for under $2 seems like a worthwhile investment to me, and I really do enjoy them. They also work well as "emergency" dinners if I don't feel like cooking.

Progress on the rest of my goals is fairly stagnant. I've spent $52/$200 of my grocery budget. The list of other financial stuff will likely be done in a day. I just need to get a day to power through it all.

I've still got 3 lbs more to go on my Dietbet - and 2 weeks to accomplish it. Starting to get a little nervous, but I know I can manage it if I'm diligent. I'm definitely feeling/looking better. Ordinarily I wouldn't focus on the number on the scale so much, but I have to in order to win the challenge and get my money back so... Wink

Need to continue my video series as well. I've just been so wrapped up in this TV show I'm loving that I've been watching that on the elliptical instead. Need to get back in gear!

As for savings goals, I really need to do some collecting from clients. I've got about $3k in open invoices, and would love to have that money to put in my savings for taxes. It's been difficult to save much at all when I don't have much coming in.

In good news, though, I have a shoot today! Booked last week, with another one later in the month. So at least I'm working. Things are still managing to be busy.

At any rate, hope you all have a great day!

4 Responses to “Jan 11”

  1. debt-free by thir-ty Says:

    I ended up skipping the Dietbet, but I am down 3 lbs. You're doing great on your grocery budget. Mine was blown the first week when I did a clean eating challenge, so now I'm super limited the rest of the month, but I think we can get by.

  2. ThriftoRama Says:

    I use the Target RedCard and it's been worth it. We shop there a lot, and the 5 percent off is nice. It was especially useful when the kids were young, as Target already had the best price on diapers and formula.

  3. pjmama Says:

    @debt-free: Congrats! That's fantastic progress Smile Keeping within the grocery budget isn't easy to begin with. I can't imagine doing a challenge like that on top of it. But it's fantastic that you're eating clean! Good luck stretching it out!

    @ThriftoRama: Awesome! Glad to hear it's worked out for you. No kiddos yet, but I will certainly keep that in mind when they do come along!

  4. FrugalTexan75 Says:

    I got the Red Card in November and have used it a few times. In December they had a deal where you got a free drink at the snack bar? with your card - I got a smoothie. Smile I used the Target Catcher for 25% off + 5% more off of cat litter + $2 coupons. This made for CHEAP cat litter. 3 boxes of 25lbs. Will last for a good while. Smile

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