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Jan 24

January 24th, 2017 at 08:27 pm

So - heard back from my banker friend, and it turns out that his company can't really get me a better interest rate on my loan. My credit score is fantastic (770!) and he said my debt-to-income is great too. But apparently being self-employed hurts my chances, at least with his company. However, he did give me contact info for a former coworker at another (bigger) bank, and said that I'll probably be able to get 6-7% through them. So there's hope yet for pulling things down. Though I might just wait until I secure a full-time job. I'm going to talk to her and see what she thinks. If it wont make a difference, then it makes sense to just do it now. But if it will, waiting might be worth it.

***

Went ahead and booked the AirBnB in Kentucky for the weekend after next. Requested the day off of work, which my boss said was fine. She hadn't actually finished the schedule, so it may not make a big difference in terms of my income regardless. One night in the AirBnB is only $50 after taxes, and we're splitting it. So it's the matter of gas, $25 for the room, and whatever I spend on food/drinks for 24 hours. For a much-needed getaway with the bestie I would say that's a steal. I'm super excited about it Smile

***

Had lunch meetings yesterday and today - though today I just had a cup of soup at Panera. All came out of my business expense account, so there's that. Brought enough leftovers home yesterday so that DH could enjoy them today.

Will possibly get a drink at the bar after class tonight. We'll see how everyone is feeling. DH and I have had a rough go of the last few days, but thankfully last night we came to a resolution and things feel good again. Other than just being exhausted (emotionally and physically). So I may not feel up for socializing. We shall see.

Making enchilada casserole for dinner tonight before I head out, which should last us a couple of days at least. Tomorrow I have a shoot, so I hope the weather holds out. The rest of the week will be a balance of work and friends coming in from out of town. Not sure what the plan is there, but I'm sure we'll find something enjoyable to do.

That's about it for today. Hope you're all enjoying your week!

4 Responses to “Jan 24”

  1. creditcardfree Says:

    That is a decent credit score! I hope you can find what you are looking for with those loans. I haven't had enchiladas in awhile! I might need to put those on my meal list for next month.

  2. snafu Says:

    You're doing grand. It's not unusual for newly married to have lots of differences. So many major changes it's easier when choosing the vocabulary diplomats are taught Smile DH and I made a 'pact' that promised no 'gunny sacking.' [metaphor in conflict resolution, to "store up" unresolved relationship grievances, rather than find an acceptable solution when first occurred. It's loosely based on the idea of using a gunny sack to store items not currently in use.

  3. rob62521 Says:

    Hang in there and keep communication lines open with each other. Everyone has a rough spot here and there.

    Good credit score...hope you can find a great loan!

  4. FrugalTexan75 Says:

    I hope things look up for you and DH.

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