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January Recap

January 29th, 2017 at 06:54 pm

So here we are already. Just a couple of days left in the month! Sat down and looked over our budget and spending with DH, and overall we're pretty happy with how we did. We were over in a few areas, but there were also several things we hadn't accounted for at the beginning of the month - needing to get a new router, friends coming into town this weekend, needing to buy $50 worth of cat litter... you know. Our gas bill was also much higher than usual. Which is surprising. It wasn't even *that* cold this month. We'll see how it goes in February.

Took a look at my goals for January:

Net Gain of $1,750 in account - Actually, even with the unexpected spending, we're ending up with a surplus of $2,377!! Which is super exciting! We underestimated our income and had a couple of unexpected additions (HSA reimbursement, DH's trivia pay). So overall, really great progress there.CHECK.

Uber Frugal Challenge - I can't say this was entirely great, but we definitely cracked down on a lot of spending and were MUCH more intentional about it. This is particularly applicable to restaurant spending. It wasn't zero. But 95% of the month we cooked and ate at home. We had one date night, and the rest of our restaurant spending happened in the last two days because we had friends in town. There were some extras purchased, no doubt. DH bought a ticket to a soccer game, I bought some clothes from work yesterday ($28 for two dresses, a blazer, a pair of earrings, and a necklace) because it was our 50% off sale - and they're items I've been eyeing for months. Also, the AirBnB room for Lexington next weekend. So maybe not as "Uber Frugal" as Ms. Frugalwoods would have it, but I'm really proud of how calculated we were. So I'm calling it a win. CHECK.

Change phone plan - Nope. We really just need to get it done. Been procrastinating it forever.

Consolidate/put into forbearance gov't loans - Made some really great progress here, though it's not quite there.

Get HSA stuff figured out - CHECK.

Start GIS training (for resume building) - Not yet. Realized I had some technical issues, so I need to sit down and figure out how to install the software. Forthcoming.

Research networking opportunities in Louisville - CHECK.

Start putting together planning portfolio - Started compiling info, but haven't started actually building it out.

Edit screenplay - Still have a couple of days left in the month, and I'm hoping to get this done. Haven't quite started, but I did write an episode for a web series that a group of us is planning to shoot in the next month! So certainly haven't been idle.

***

So it was a pretty productive month! Even better - DH and I have been communicating much better about our finances. Which has been helping SO MUCH. He was really shocked (and happy) to see that we had such a high net increase for the month. He's on board with limiting our spending as much as possible again and only eating at restaurants when we have company. I'll have to rework the budget for February to include a few things we have coming up, but it shouldn't be too different.

Hope you all had a wonderful month!!

3 Responses to “January Recap”

  1. rob62521 Says:

    I would say you've been busy and productive. Bravo! I imagine the fact you and DH are communicating hasn't hurt one bit. Yay you!

  2. FrugalTexan75 Says:

    Sounds like you did well!

  3. VS_ozgirl Says:

    That's a wonderful net increase, great work guys!!

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