BF and I had quite a breakthrough yesterday. We're trying to get everything set to start moving next weekend (seems so close!), so we have to get all the paperwork sent in, etc. We were filling out the rental application yesterday, and there was a section where you fill in your liabilities, and how much you pay on them every month.

Up to this point, BF wouldn't tell me how much debt he had. It really bothered me, as we may potentially be getting married in the next year, and working together on money-related issues is a big deal when your married (if you're going to have a successful marriage, anyway). I want to start working together *before* we get married, so that when we eventually are, it wont be some huge change.

That being said, I got to see. I even offered to not look at it if he was uncomfortable with it, but he said it was okay. He's really embarrased about his debt, so it's not something he ever shares. With anyone. But he shared it with me, and even acknowledged that he needs a little help dealing with it. He doesn't have as much debt as I do when you talk straight numbers, but most of his is CC debt, and he has to pay the car off still.

He's convinced that once he get's back from Iraq that it wont be a problem anymore, because he'll get a check enough to pay off all his debt and then some leftover. I stressed the importance of paying them off as soon as possible, however, so he doesn't end up losing a bunch in interest in the mean time. He's trying really hard. He never uses his CC anymore, and we've been working together to save on the little things.

I feel like we're really working as a team now. It's fantastic. I think a lot of it has to do with moving-- into "our" place. In BF's eyes, I've been more or less "squatting" at his place. But he told me yesterday that he was looking forward to moving into "our" place. I can say the same, and it made me so happy to hear it from him We'll be splitting bills and really mingling finances now. haha.

It's a big step to move in with someone, I think. I've done it in the past, and it's tricky. I think it's really the closest thing to being married without actually being married. Technically BF and I have been "living together" for 3 months now, but this will be different. It's a little peice of home we're building together. I love it! But I also acknowledge that it's going to take a little bit of work and organization to get us on the same page.

I've been reading those personal finance books, and it got me thinking about financial goals. I have the basic ones: pay off debt, eventually buy a house, travel the world, retire by 60ish, have enough money to really raise a kid, put him/her through college (or at least help). I asked BF about his, and really the answers were similar. He wants to retire young (50-55), he wants to travel, he wants to have kids.

We want to raise our children in a foreign country, at least through thier teens. We definitely want to live in a foreign country. That's a huge step, and one we're going to have to think through very carefully (for obvious reasons). I want my kids to be bilingual and go to a school better than the ones you find in my area. haha. I want them to have cultural exposure, as so little people, even adults, do in the US. We've talked about how many kids we would eventually want, but he caught me off guard yesterday when he told me he wants to have as many as we can afford and raise well. He thinks we would both make great parents I hope he's right. I guess we both come from relatively big families, but I dont know about popping out more than 3! If we could split the labor maybe it would be different, but unfortunately, he doesn't have the equipment But of course, this is all a really long way off.

I just feel really good about things. School will hopefully work out. I'm putting all my savings on my CC so I can lower my interest payment on the 2nd of the month. Then I'll put basically all my tuition payment on my CC. Then we're back to square 1. I'll spend the rest of the summer trying to pay it off. Sigh. I have to admit I'm a little worried that I'm not going to be able to pay the difference. I had my can-do attitude the last time, and it got me really far (about $1500 far), but not far enough.

Falling short never feels good, so perhaps that's affecting my attitude. But this time I dont want to be caught by suprise. If I cant pay it, I'm going to take the semester off. I really dont want to do that, because I want to get this degree asap. But on the positive side, that will give me some time to get my finances in order, perhaps pay off my CC.

On another positive note, Associated Content Published 2 of my articles:

The Best Sushi in Akron, Ohio

Friends with Benefits: A Healthy Alternative

The first is a review of Sushi places in my area, the second is an unorthodox relationship piece. Total of $7.55 for both. Half of it is already in my paypal account.

In other little tidbits, I've successfully taken leftovers and not ordered food from work all week. That is to be continued today and tomorrow, saving me approx. $10 for the week. And I've been eating much healthier!

A little team victory last night: Went to mom's to cook dinner and do laundry. Mom and sis were heading to the drive-in, and we were invited to go at a really good price ($10 for both of us). However, we opted to watch movies we got from the library at home instead. Also, on the way home from mom's, we passed Taco Bell, and even at the mention of possibly getting something by BF, we opted to just go home and eat some homemade hummus and smoke the hookah

BF's foot is doing a little better, but he's still off work til tomorrow. I'm enjoying having him home!

Alright, enough rambling. I'm sorry if you read all the way through it. Must have been painful

Well, it's been a couple busy days... all is well on the financial front. Tips at work have been pretty solid thus far this week I'm also working saturday night this week, which should be lucrative. Also, my boss wants me to help cater a luau on friday evening, so that should be fun and make me some money.

Today was a no-spender. Took my sandwich to work again!

Some fantastic news... I sold my first item on etsy That was pretty exciting. I'm waiting for my paypal payment to go through, and then it's off to the post office to mail those earrings Also need to mail the book I sold on amazon still, I was waiting to do it in one trip.

Other than that, things are pretty low-key. Mom picked up my laundry yesterday and washed it, which was some pretty sweet laundry service I'm going over tonight to pick it up and hang out with lil sis, who I guess is a little lonely in the new apartment. Mom hanging out doesn't seem to help, but I guess that's what happens when kids hit the teenage years.

Really looking forward to BF coming home next weekend. Still not sure what I'm doing for his birthday-- aside from cleaning the apt top to bottom. his car, too. But I want to buy him a little something. We've been talking a lot lately about him leaving for overseas come December. I'm a bit exhausted from such emotional conversations, but it seems we're really coming to understand each other and how we feel, which is great.

Also, I made thee best salad last night, and figured I'd share:

Spinach
Chunk pineapple
cottage cheese
poppyseed dressing
tiny bit of shredded cheese.

Everything can be bought at ALDI for very little $, of course

Hope everyone has a great night!

Today is my day off. School starts tomorrow, so it's going to be a hectic schedule all week. I have class 8:00-9:30am, then work from 10:30-2:30pm, then school again from 6:00-8:00pm. Bah. At least I live close to campus.

BF and I rode our bikes to his parent's house, then went to breakfast with his sister. We're going over to his brother's house this evening for dinner. I was hoping to do some laundry at some point, might take it over there. Or I could just suck it up and do it here later. I've only got about one load I need to get done by tomorrow. Maybe if we get done with dinner early enough I can swing by mom's and do it there, and get the loan stuff all taken care of. That may be something to think about.

Work last night was long. I really dont care for working dinner shifts. I make more money, but really not that much more that I believe it's worth being out that late. I was exhausted last night, and I still only made $50. That's really not that great for a saturday night dinner shift. I made almost $40 the other day at lunch. The good news is that this week I'm working all lunch shifts, mon-fri. So I have my saturday off That'll be nice. 2 days in a row off. Mmmm. I may have to make a visit out to PA. Maybe.

I need to go to the bank tomorrow. And to the library. I have to return some books. I have to pick up the one that mom borrowed, though. It'll be no problem.

I have to buy some of my books tomorrow for the classes that start. I can pick up the rest later in the summer when they start. I think I'm going to put them on my CC for now. Until mom and dad give me some money. It's really great that they're paying for my books. I think this is only the second time, but it's so nice of them.

At any rate, I think I'm going to go take a nap before we head over to BF's brother's. Everyone have a great sunday!

Well, yesterday I called mom and she said she would co-sign. She got approved to buy a car last week, so I imagine her credit will be good enough to make me eligible for the loan. So this weekend or monday we're going to take care of that.

I worked the patio bar last night (bartending). It went well. I'm a novice bartender, but the selections we had were far lesser than the ones in the main bar downstairs, so I did okay. It wasn't very busy, but the regular that was there kept giving me $5 tips on his drinks and buying everyone at the bar (the whole 5 of them) drinks, so I ended up making about $51 for the night. Not bad for how dead it was. I expect it to get much better.

After work I didn't go out. BF and our friends met me there and we had a drink before I went home and crashed. I was quite sleepy.

Today is my little sister's 14th birthday party out at the campsite. That's at 2, and should be fun. I have work again at 6:30 tonight. I'm looking forward to my day off tomorrow. I feel like I've been working my butt off this week.

My friend sent me her friend's paper to proofread, so I'll probably spend the better part of tomorrow doing that. Not sure how she's going to pay me, but I'm sure we can figure something out. I started skimming it, and it's not nearly as bad as she played it up to be. When she said that she made lots of mistakes because she was foreign, I expected a really intense job. But from what I've seen, she writes very intelligently, and very well. I dont imagine it to be very difficult. Seems it's going to be an easy $100

Well, I better get going. I've got to get ready for this party!

Well, yesterday was a NSD. So that's $3 more to add to my challenge money (because I resisted buying food at work). That brings me to $152.36.

Last night mom had BF and me meet her out at the bar. She wanted to buy me a drink and hang out a bit. She had me stop at the house on the way home. I had more mail and she left me a surprise there! I've been talking about doing some gardening-- in containers, but gardening nonetheless. So while she was out shopping she found a little pail and these reusable plant markers that she left with some lipgloss on the table next to my mail. My mommy is so great

I made really decent money yesterday at work. $44.62-- not bad for a wednesday lunch shift. I did stay a little later than usual, though. The other girl wanted to go home. I wanted to make money. So it worked out. lol.

I stopped at the bank after work and made a deposit, then paid my cell bill online :/ It was a little more than I was expecting. I have to watch my minutes this month. Lucky for me, next month I'll be cancelling my service with sprint (my contract is up June 25) and getting a phone on my mom's verizon plan. Mom and BF are both verizon, so I'd be talking to the 2 people I talk to the most for free. I might just share my sister's plan for the moment because she doesn't really use hers. She just has a phone for emergencies and so my parents can get a hold of her, but they're on verizon too, so it doesn't use the minutes up. It would only run me $20/month with text messaging.

Today I have the day off, and it looks really nice outside. I need to go down to the university and change one of my classes, then pick up a summer loan app. My FAFSA was processed as of this morning, so they'll be getting thier info here soon.

I'm getting lunch with a friend I haven't really sat down and caught up with for a while. So I'm kind of excited about that. I also want to clean the apt up a little more. BF put pork in the crock pot, so it's looking like dinner at home

Not sure what is going on tonight. BF is staying in because he has a bunch of work to get done. There's a party I may go to, or I could just go down and dance at the bar down the street. There's also karaoke with my friends, if they're going. So I have options I generally dont drink much when I'm doing karaoke (cause I like to sing better, I drink water), so that may be the best of options. Especially if I'm driving there. We shall see, I suppose.

Hope everyone has a great day!

Well, this weekend was a little spendy. Yesterday for mother's day me and the sibs went to lunch with mom and grandma. Me and big bro paid for the meal-- though my $14 was puny compared to the rest of it! Then me, mom, and grandma went paint shopping and house shopping. Mom signed a lease on an apt, so she'll start moving in next month. While we were at bed, bath, and beyond, I found a bathroom carrier thing that I bought for my stuff in the tiny little bathroom I've got now. None of my stuff has a place :/

Saturday night was pretty crappy at work. I got there at 5:00pm. I didn't have one table for 3 hours, and ended up being one of the last people cut. Just kind of worked out like that. I didn't complain really, which was good because the girl that was complaining got sent home (thus why I was cut after her), and the owner and the manager were not too impressed with her attitude. I did what I could to help and keep busy. The worst part about it though was that I only made $43 for the whole shift, which was 7 hours long :/ I guess you win some, you lose some. It just wasn't busy at the restaurant. I'm counting on this week to be better.

Total made at work this week: $157.72. This is something that I can survive on, but I'm still counting on it getting better.

As far as spending, I'm only over budget on my "Misc" category-- mostly due to my bike and the 2 repairs. I also put the restaurant cost on mother's day and the bathroom carrier in this category. So I'm $50 over budget in that category. But I haven't spent a dime in my grocery or "bus" category. BF went grocery shopping the other day without me. I'm going to ask if he wants a few bucks, but odds are he wont accept any money from me.

I sold another book on amazon yesterday. I made $10.15 on it. That will get split between my challenge money and CC. Which reminds me, I have to pay off what I put on my CC for my most recent bike repair ($7.43). That's not going to count toward my CC payments for the month, because I really didn't want to use it.

Did laundry yesterday at mom's. And cooked dinner for the family. All no-cost. Love it

So This week's goal evaluation:
[x] Keep track of all $ spent.
[x] Stay under budget (I am overall under budget still).
[x] Dont touch savings.
[ ] Dont use CC (though I'm going to pay it off this week).
[ ] Save $75 (not yet).
[ ] Pay off $150 on CC (not yet).
[ ] 3 NSD/week (I only had 1 this week).
[ ] 12 NSD in May (still only at 1).

So I've got work today at 10:30am. I'll ride my bike there, so I wont have to worry about parking meters, or gas for that matter (not that it's really all that much, but I'm looking forward to riding my bike).

When I get home I need to start filing my FAFSA. I should have had it in a while ago... I also need to print off an application for a summer loan, and go switch one of my classes. Finally, I need to price my books. Class starts next week! Eek! It's gonna get busy!

In other news, Mom is giving me her sewing machine. Very cool. I need to go get it, and take a look through the crocheting box.

Well, time to get this day started! Hope everyone has a good one!

Hello all!

BF made it home safely, and we had a very nice reunion at the airport when I picked him up

We ate lunch at home saturday (I made chicken salads), we did go out to dinner with his family saturday night, but he paid (sweetheart), so when we went out with friends to the bar I bought him a couple beers. I still only ended up spending about $20 at the bar (with tip).

Easter was fun. We went and did easter lunch with BF's family, and then swung by my grandma's for some (more) dessert and spent some time with the family.

Mom offered to drive me back to PA, so I bought her some gas, and paid the tolls on the way, so I spent about $30 there. Which is still $10 less than I would have spent on a greyhound ticket to get back. And BF didn't have to drive all the way back in the morning. Much appreciated

Yesterday was my long day at school, so I took my ritual once-a-week trip to subway and bought my kid's meal. I'm back to healthy eating after a rather unhealthy easter (way too much candy). Tonight I get back on my exercise routine as well.

I got my abnormal psychology test back last night... A! Woo! Guess I can pick the crazies now

I'm trying to make today a no-spend day. Shouldn't be too difficult. BF is supposed to be coming to PA tonight and spending the rest of the week here for work, so I'll have another to cook for this week! But I've got my meals all planned out. Well, gotta get going! Everyone have a good day!

Well, I've got no-spend day #2 My march goal is coming along, even though I didn't actually start counting til the 8th. I happened to get dinner for free (a friend of mine put me on as a guest on her meal plan at the school cafeteria. woo!), so I didn't spend a penny.

I avoided buying a caffeinated beverage, even though I left my travel mug at home (but brought my tea. ugh). Probably better that way.

Turned in my paper, took a test tonight. Hope I did well. I have one more on thursday, so it's going to be a looong week. I'm just beat. I'm feeling awfully burnt out and missing BF quite a bit. Sure, it's been only 4 days since I've seen him, but when you're used to multiple text messages and at least a couple phone calls through the day, going a whole day with nothing is kind of rough. I haven't heard from him yet... he should be getting out of his silly military class any time now. He's off at some training thing til easter. I'ts gonna be a long couple weeks...

Guess I should get used to it. He's leaving for Oaklahoma for training in January, then off to Iraq in March. No BF for a year... It's going to be a rough year.

I'm looking forward to seeing him though. Easter should be fun! We're both going back to Ohio to spend time with both families. I absolutely love his family. They're so down to earth, so much like my family (though we're awfully crazy. haha). Lucky for us, his parents live a whopping 3 blocks or so from mine, so travelling between wont be an issue!

I've decided I need to color easter eggs at some point. That'll be a fun activity for me and my friend (cheap too!) yay for holidays involving large amounts of chocolate!

I had a really fun weekend. I gained and lost financially. Recap:

Yesterday, BF and I went shopping. I managed to spend about $160 on clothes. However, I bought a pair of jeans I love (I've really been needing new pants), and a couple bras (which I was in desperate need of). I got 2 new shirts- one of which I wore with a pair of dress pants to dinner last night, the other which is a nice plain teeshirt (versatile). I managed to only spend $7 at the bar... very nice.

Today, BF's Gram took us to Sam's Club unexpectedly. This was fantastic. The amount of money we'll save in food will more than compensate for the money I spent on clothes. Just trust me on that one For brunch, Gram cooked popovers and other breakfasty goodies (delicious, by the way). For dinner, BF and I went to my parents' for a cookout (also delicious). So the only money spent today was on flowers for mom (just because, and just because they were on sale for about $2- very pretty), tolls and gas money, and the tomatoes and lettuce mom asked me to pick up for the BBQ.

I feel quite spoiled between the dinner and Sam's Club run BF's grandparents provided for us. They're incredibly wealthy people, but I'm still trying to figure out why I deserve such treatment. BF and I talked with them about money over brunch, which was an interesting experience, if not a bit entertaining. They are a true testament, however, that if you scrimp, save, and then work the stock market, you can be very financially comfortable later in life Still practically kids in thier 80's, I love them to death.

So overall it was a great weekend. BF and I have been having a bit of fun before this semester really kicks into gear. I have a few more snags to work out as far as registration and my loans go. I have some calls to make in the morning before class. At any rate, I should get going. I need to pack my lunch for tomorrow. It's back to the 'ole routine! And we're looking at cars tomorrow, I believe. woo!

Have a great night, everyone!

Well, I survived the first week of school, rather painfully in a financial sense. I was adjusting to my new schedule, and of course bought a bunch of crap food on campus. I'll have to fix this next week.

I'm down to 3 nights a week, due to school. It seems this week, however, I have more entertainment activities. Thursday night we went back to Ohio to see Rush (which was a great show, by the way, that some of you more "seasoned" listeners would have appreciated). My mom met up with us, which was really nice.

Today I'm off to Ohio yet again to hang out with BF's grandparents. They're taking us to Hyde Park tonight (I know... fancy). I was formerly considering going to buy something to wear, but then after going through my closet, I'm going to tell myself to shut up because I have more than enough clothes as it is. Should be a nice dinner, though

Tonight we're off to the bars to dance with friends. I'm quite excited about this one, but not planning to drink quite as much as BF says he's going to, so I'm hoping my bar tab isn't too awful.

In other financial news, we're taking our laundry to Ohio to do it at either Gram and Gramps' or at my parents' Tomorrow we're going to a labor day cookout at my parents', and I'm pretty excited. I get to see mom twice this week!

I reorganized my spreadsheets today and in them updated my puny savings account figures and such. I spent way too much money this month, but it was still a bit better than usual. I need to get to the bank to deposit this money... BF gave me his half of the rent and utilities in cash, mom gave me that check for books, and I have all the money I made at work in cash right now as well. I'll have to do that on tuesday. At any rate, sorry for the rambling, and everyone have a wonderful holiday weekend!

p.s. BF and I are doing much better.,, so far.

So, I've been having a lot of problems in my relationship over the last 6 months or so. I also have a great history of commitment issues and general problems not having independence in general. That being said, I broke up with my boyfriend. It's a long story (much too boring to be shared here), but the good news is that we got right back together again :P

We decided in the end to try and work things out. So here's the kicker: I'm getting a car! I think a lot of my smothering feelings are coming from being so dependent on him to give me rides, etc. So now we're shopping around. Getting a car at first seemed like a really bad idea financially, but after thinking about the consequences of not getting a car (moving out of my apartment, having to pay the living expenses of 2 places because I cant break my lease, etc, etc), I decided it's exactly what I need.

I have more good news. I know a guy who owns a car rental place, and they're selling a few of the cars. He'll sell them to me for wholesale price, so I'm going to take a look at a couple. I'm looking for something around $3000. He told me he had a Mazda 3 he'd give me for $11k, which is a great price given the year and the milage, but I think that's a bit too much considering I might be moving to Japan in a year... cant really take the car with me.

So let's hope that having a little more personal freedom will help my relationship. If it doesn't, we're ready to accept that, but hoping things will work out.

In other news, class starts tomorrrow, and I haven't paid for it yet. Mom didn't get me my FAFSA info until 2 days ago, and she still needs to sign. I applied for a loan, but it's still in the process of being approved. I also need to grab my last few books. Mom is sending a check to reimburse me for the full amount.

I also got my credit card in the mail. Haven't used it yet, but I may put the cost of the online class I'm taking on there and pay it off over a couple months. I have to see what my payment options are. Lucky for me, that class doesn't start until the 4th.

At any rate, I'm happy to be getting into class again! I miss it, admittedly. Wish me luck, everyone!

Well. I put in my application last night for the my National City Visa. I obviously haven't found out what my interest rate will be, but as someone pointed out before. Why does it matter if I pay it off every month? It is a rewards card, through the points system I already have for my debit card (which I think is a pretty good one). On my debit card, I get a certain amount of points for every dollar I spend. It started out being 1 point per dollar, then went to 2, then to 4, and is back at 2 for some reason. heh. On the credit card, I get 5 per dollar spent on my credit card. I usually use the points to get various gift cards. I ended up giving one to my friend for xmas, and I've used them in the past for textbooks (gotta love B&N giftcards).

I emailed my mom today to ask her to puuuuhleeeeze give me her tax info (my parents are famous for getting extensions until october to file thier taxes... except this screws me over big time), or else last year's so I can file my FAFSA and find out how much money I'm getting in financial aid this year, so I can apply for the loan I need for school. The only thing that stinks is that I have to register for a class through another university to take it online, and I'll most likely have to pay for that out of pocket. And I dont have $758 just lying around... So I also asked mom for the textbook money she said she'd give me (woot!). It still wont cover everything, but an extra $300 or so wouldn't hurt, either.

Tonight friends of ours are coming in to visit. We're going to dinner tonight, and then doing the South Side bar crawl. We're going to this place called the Pittsburgh Steak Company. It's a little pricey, but I looked at thier menu online again to check prices, and have already decided what I'm going to order. It's $10 I'll also be drinking cheap tonight. Not something I particularly prefer, but maybe that'll keep me from enjoying myself *too* much

So the plan for today? Clean clean clean. The apartment isn't awful, but it could definitely use a going-over. At any rate, everyone have a good night! I'm planning to!

So me and BF went out of town for the weekend. We just got home, and even though we set the thermostat at 60 because we were gone, it's only 53! We've increased the temperature, but our little furnace that unfortunately couldn't is working its tail to no avail...

My trip was GREAT. I got to visit with family, and me and my mom went out with our cousin last night. I got to spend time with loved ones, and it was very inexpensive on my end. The only thing I paid for was Wendy's for mom and me because she had no cash on her. AND I ended up coming home with more than I went with for FREE. Yay!

2 pairs of jeans. Mom gave me one of hers that didn't fit her right, and we went shopping. Hit a great sale at JC Penny.
1 shirt.
1 pair of great boots.
1 can of spray to waterproof them (thanks again mom!)
1 bottle of Pinot Gregio
Half a family package of string cheese (mom wont eat the non low-fat kind anymore)
A whole container of Ferrero Rocher chocolates (Thanks to my Aunt and Uncle!)
Small package of granola.

Not too shabby! And I hit Ulta on our way to Ohio and took advantage of a freebie that was posted... a smashbox lip palette. Woo. I also had a 20% off coupon I recieved for being on their email list. AND my coworker gave me a $25 gift card there that she said she wouldn't use. So I spent $3 total and got the lip palette, moisturizer, a really cute shade of urban decay eyeshadow, and a 4 color combination eyeshadow from Covergirl. Not bad at all!!

But now I'm home and things are good. I've got class tomorrow, despite the single-digit weather. BF said he'd give me a ride to class, though. Whew!

I've decided on my own challenge for the month. In January, I spent $175 on groceries... just for me!! This month I budgeted $50, and I'm stickin to it. I'm gonna aim as low as I can. The money I save will go toward my student loans, but if I get under $50, I'm putting the money toward the challenge. Only food grocery items apply. I budgeted a separate amount for non-food grocery items. So here we go! I haven't grocery shopped at all in February. Yet. I think I'll be set for the week. I bought enough yogurt and apples to last me 2 weeks. So that covers lunch both days I'm on campus. But we'll see. At any rate, I'm gonna get going. I hope everyone had a great weekend!

Well, much time has passed since my last post. I only have 2 more people to buy for! I still have yet to wrap my presents, but that will all be done tomorrow before I LEAVE FOR OHIO! WOO! I'm a bit excited...

At any rate, a friend of mine and I went shopping the other day. I bought all ingredients needed, then made cookies, biscotti, chocolate covered pretzels, homemade chocolates, and hot chocolate jars. Whew! It totalled 7 hours all together. I took some of my bounty into work yesterday, everyone was pleased. I put together a tin to go to BF's grandparents, but am also making one to go to my parent's house and my grandparent's house. I need to make more biscotti! It turned out awesome and consequently I ate too much of it. Yet another task to complete tomorrow before I leave.

We got the car. I finally saw it when BF came back home. 2001 honda civic, pretty cool. He just has to teach me to drive it now... manuals... ugh. So things are all well and today is my last day of work until right before new years eve. Exciting! I haven't had a vacation like this since I started, so it'll be nice. Spend some quality time with my family and friends...

At any rate, I hope everyone has a great holiday! It sure creeped up on us quick! hope it didn't catch anyone with thier pants down I know it did me! (heh. I'm not quite sure what that means, but it sounded appropriate. haha). Later everyone!

Alright, so nothing too eventful happened today. I didn't end up making cookies afterall, but I DID make pancakes after BF woke up (or rather, I woke him up. hehe). Yum! The remainder of the day was spent playing silly videogames with BF. No spending outside of the $25 I put toward my loan. I dont count that towards my spend/no spend days. And either way, I've already exceeded my goal for the month! I just figured that my mom paid for my prescription, which saved me $25. I think she'd want me to use that money towards school. So to the loan it went... it feels really good to pay off this loan. I feel myself continually getting lighter. hehe. A part of me wishes that it was going into the ol savings account, but when I think of the 14.25% interest charged on my loan every day, it outweighs that tiny .5% on my savings. I'm gonna wait until my loan matches the amount in my savings, and then start adding to it, though I add a bit here and there to my savings either way. The next couple of weeks should bump me up either way. Especially if I cant get my boss to let me take black friday off. I really want to stay in Ohio for 2 days, but a part of me knows that he's right, it is a busy day. I'd make a lot of money, I'm just not sure if that money is worth the time lost with both my friends and my grandfather, who is to pass away here shortly. grr. Work can be so frustrating sometimes!

$20 challenge:
Thanks mom!: +$25
November total: $231.75
Running total (since last month): $442.26

Almost to my $250 goal for the month. Woo!

Breakfast: oatmeal, apple, soymilk
Lunch: pancakes
Snack: peanuts, popcorn (the 94% fat free stuff)
Dinner: tomato soup w/ cheese, crackers, and black beans, soymilk

I'm in dire need of chocolate. HELP!

So my new work shoes came in today from shoesforcrews.com. We'll see how they fare. My last pair cost me circa $20 from walmart (Dr. Scholls) and lasted me--painfully during the last few--7 months. These cost me $48 with shipping... the work shoe challenge!

As for other financial news... mom called today (always a pleasant suprise). We discussed the holidays and such. I'll only be in Ohio for 2 days for thanksgiving unfortunately, because my boss is a slavedriver. The upside is that I wont eat out once while I'm there. That's usually my financial falling when I'm back home for visits. And aside from that, mom is mailing my perscription to me this month, which means she'll be paying for it too! (yay, saves me $25!)

As far as xmas goes, I told mom not to get me anything too big. Of course, I tell her that every year. Sometimes she listens, sometimes not. I told her the 2 main things on my wish list were gift cards: Giant Eagle and Barnes & Noble. I LOVE to grocery shop. And it's something that will most certainly not go to waste. The B&N gift cards go toward textbooks. So really, I'm just asking for practical gifts... ooo... or world market. Me and BF LOVE world market. Such cool things for the apartment! Hehe. That's actually what I'm getting BF though...

On the non-financial front, my brother is possibly going to be released from the home he's in right now by thanksgiving! He's a paranoid schitzophrenic, and they have him in this awful half-institution with very little freedom... he should be at home. He needs the support. So a big hurray for his probation officer! (This is a biiiiiiig looooooong story for another time, but it's wonderful that they're letting him out early. There's no help for him in that prison)

At any rate, cooked chicken tenders and tomato lentil couscous for dinner. Mmm. Too bad BF is asleep... he might like some too! Ah well, more for me. Serves him right for being a sleepy-poo