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Relationship Financial stuff and August Goals

August 2nd, 2008 at 02:30 pm

Well, BF and I have had the chance to sit down and talk about some things concerning our finances. We've decided to open a joint bank account for our living expenses, and split the bills 30/70, as he makes substantially more than I do. I was really uncomfortable with this at first, but the more I think about it the more it makes sense. Besides, it will fluctuate, and who knows... there may be a time when I make more than he does, and the percentages will change accordingly.

I'm fairly excited to see how things will pan out with the joint expenses. I think it will be a good experience for both of us. I think it will help work more compromise into our relationship (not that we do poorly in that area, but still), and I also think some of my frugal budgeting hooplah will rub off on BF, and do him some good.

We got set up with renter's insurance. It's going to run us about $17/month. Not bad at all. I still need to talk through my life insurance policy with ma and see what my options are, and perhaps cancel my policy for the time being. $321/year really isn't THAT much money, but part of me would rather be investing it. But we'll see...

We're almost set in the new place, but we still need to get the desk organized. That's going to be a big project... ah well, a little at a time, I guess.

I sold 2 books on amazon, totalling about $80. Very nice. It will do wonders for the tuition payment I have to make here in a bit.

I'm not going to write out my total august budget here, but I am going to put down my goals. My fiscal august starts on monday, so here it is:

*Pay off summer classes by the 15th.
*Register for fall.
*Save up at least $100 for Kenya trip in may 09.
*Make at least $150 in additional income.
*Dont touch CC (except for paying off classes).
*Stay under budget.
*Pay off at least $150 on CC.
*No buying: Fast food, clothes, CD's, movies, or books for pleasure.

We'll see how it goes. Alrighty. Time to get ready for work. Everyone have a great day!