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Ah. Finally a good day!

November 2nd, 2006 at 08:27 pm

Alrighty. So today has been pretty sweet. Class. Then class again. I got a 98 on my last bio test, and that's awesome. I had lunch with my friend and that is always nice. I stopped at the bank and made a deposit, then stopped at the post office to mail off my abstentee ballot. Elections are only 5 days away! I hope it gets there in time... at any rate, I dropped online and made a payment of $100 towards my student loan (ya know, that one with the 14.25% interest!!) I've managed to lower my principle to $5407.23 from $5500 in the course of a couple months. This may not seem like much, but when you think about how much interest I pay in a month, it's a bit, for sure. I'm working on it. At any rate, that's $35 toward my $20 challenge. I budget $65 a month, any extra goes toward the challenge. Honestly, I could probably factor in more than that considering how much I'm saving on even more interest that I would be accruing if all that money was in the account. Now that my principle is down, my interest due will be less. Woo hoo! Yay for saving myself some money.

The other good new is that it's only the 2nd, and I have $211 in my checking even after the $100 I just paid to Sallie Mae. Woo hoo! That's not too shabby. I need to get some more $ into my savings account for next semester, but this is most definitley working out to my advantage, paying some of this loan off now.

I also got my bank statement in the mail. I've earned 11 cents in my savings account since I opened it a couple months ago. Whoopee? hehe. I guess I should get a little more in there... bump it up a bit. At any rate... I've got a couple days off work, which is nice. Not sure what I'm going to do tomorrow. Usually it's my day to run errands or go out to lunch or such. Not sure what BF wants to do, but I'm going to try and keep it low-budget. Perhaps make it a no-spend day? I'd really like to, it's just really hard when I hardly get out at all and my day off should be spent doing fun things! erg. Hmmm. I guess I'll have to talk it over with BF.

At any rate, I've got a fresh start with november, and it's looking up! Also, I've got those new work shoes coming in the mail this week, which is great! Very excited... hehe. Well then, I better get going. I've gotta eat some pseudo dinner before I'm off to my last class. Talk to you all later!

$20 challenge total: $245.51

1 Responses to “Ah. Finally a good day!”

  1. janh Says:
    1162503109

    I like the idea of a fresh start every month. Great way of looking at things positively.

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