Layout:
Home > Page: 4

Viewing the 'Business' Category

Book sold, and this week's meals.

July 13th, 2008 at 09:05 pm

Well, it's been a fairly productive day. I washed my dishes, straightened up the apartment, and put my laundry away. Then I listed 7 books on amazon. Eventually I met my coworker out at this place for a drink and an appetizer. He insisted to pay the bill, which was nice. I paid the tip. So $7 out of pocket (much better than $18).

Just got home not too long ago, checked my email to find that one of my books sold for $17 Smile Let's hope I have just as much luck with the other 6. Some of them were really pricey, mostly textbooks. 2 were around $30 and one was $75, so we'll hope!

I'm pretty excited for my interview tomorrow. I have to admit, I love job interviews. As narcassistic as it sounds, I love spending an hour talking about myself. Something aobut the idea of selling myself is really fun. I've also never went on a job interview and not gotten hired. Let's hope I dont break my stride. I decided what to wear today, and I think I'm ready. Wish me luck!

It's going to be a busy week. I work mon-fri lunches, friday and saturday night at the bar. I'm going to look at an apartment in the morning, and have my interview after my work shift. I need to get some stuff taken care of for school this week. I have some phone calls to make, applications to put in, etc. I think I'm going to go for the BA in accounting. It seems the most logical thing to do. I may eventually get a master's degree, but for now I need to focus on getting a job and paying down all of this debt.

Last night I got sent home again at the bar. We were supposed to have a big party of 100 people (the reason I was scheduled to come in), and they never showed up. I sat around for 3 hours doing nothing. I have to admit, it was quite the bummer. I'm really trying to make some money, and it seems like it doesn't matter what I do sometimes, I just have terrible luck. Mom and her BF took me to dinner, though, which was very nice. I ate my leftovers for breakfast Smile

I have some really good meals planned for this week. I'm going to be bringing my leftovers to work for lunches, so I needed some real motivation. haha. Here are the tentative meals:

*Tofu Cabbage Salad with Peanut Dressing
*Greek Chicken Salad (though I may make it with tofu)
*Chicken Salad Sandwiches (or on top of greens)
*Grilled Chicken (or tofu) and mashed sweet potatoes
*Salad with cottage cheese, pineapple chunks, and poppyseed dressing.

I figure at least 2 of the nights will be throw-together nights, but regardless it's going to be a real salad week. I'm trying to get my eating habits back in order. I'm going to make some hummus here soon. Actually, I may make some before BF gets home in a couple hours. Suprise him Smile

I also came across a recipe for home made energy bars. It may have been in the SA forums. I dont remember, but I might try them this week. They would be good to take to work on nights.

Because I dont have evening classes anymore, I'm also going to be going to the gym at least mon-thurs. I was doing really good when BF was gone, but for some reason dropped the ball. Really busy, I guess.

Groceries, job interview, and rambling :)

July 12th, 2008 at 08:40 pm

Well, this weekend has been pretty fun thus far. Last night I went to work, but it was so slow that I sat for an hour with nothing to do, and they sent me home. I work again tonight, hopefully with much better luck.

This morning I sent another resume out for an executive/office assistant position. It's 30 hours/week and it only pays $8.50/hr, but it's still far better than what I'm making currently.

I went grocery shopping with a friend of mine. I introduced her to the glory of ALDI. Then we stopped at Giant Eagle because there were a few things that I needed that ALDI didn't have.

The damage:
ALDI
12 pack of Toilet Paper $5.29
1 Grapefruit $0.59
3-pack cucumber $1.19
1 Red onion $0.49
1 Bag of spring mix salad $1.99
1 quart soymilk $1.39
5 tomatoes $3.95
1 bag radishes $0.89
1 can chunk pineapple $0.89
1 box granola cereal $1.59
1 tub yogurt $1.59
1 tub cottage cheese $2.29
1 thing peanutbutter $1.39
1 can black olives $0.99
1 bag baby carrots $1.19
Total with tax: $26.05

Giant Eagle:
Feta Cheese $2.00
Soy Sauce $3.09
Can Chickpeas $0.60
Sesame oil $2.99
Firm tofu $2.99
Green onion $0.79
Total: $12.46

Complete total: $38.51

It seems really high, but BF will be reimbursing me part of it. Also, shopping today convinced me to cook lunch with my friend as opposed to going out to chipotle where we each would have spent $10. He bought the avocados, I bought the tomatoes we needed to make our shish kabobs and our tomato-avocado salad.

Also, I have to confess... I've been cheating a little. I bring my sandwich to work every day, but that's never enough food for me. And I know this, of course. So every day I've been splitting a meal with my coworker. I only usually spend a max of $2.25 every day, but if you take an average of $2x5 days of work, that's $10/week. $40/month. I bought extra groceries so I cook more, and I'll be taking my leftovers to work.

Speaking of work, as I was getting back from grocery shopping, I got a call from the place I sent my resume to this morning. We talked a bit, and set up an interview date-- monday at 3pm. Yippee! I need to figure out what I'm going to wear now...

Monday morning BF and I are looking at an apartment. We really need to figure out where it is we're moving to. The lease is up the first week in august.

So my friend and I went to my mom's and we cooked lunch. It was nothing short of amazing, and we both had leftovers to take home. And mom got a nice meal for free. All she had to do was the dishes Smile It was a really nice time.

Tonight I have work, tomorrow I have some cleaning to do around this apartment, and I'm getting together for lunch with my coworker. Then it's off to the drive in to see Wall*e again after BF gets home.

Got a pinecone check in the mail today Smile

This coming week is going to be a very busy one. Still chugging away at that to-do list, it's been a slow process, but I see things looking up. Anyhoo, time to finish getting ready for work!

Everyone have a nice evening Smile

Updates.

July 10th, 2008 at 09:38 pm

Well, still didn't make that great money today. Boo. I'm really glad for this second job thing. Also, I got a call today from the woman who had me babysit her 2 girls a couple weeks ago. As it turns out, her and her husband have season tickets to the football team out here, and they need a sitter for quite a few of the games. They're going to pay me $60 every time, so that's pretty exciting. She emailed me the dates, and it seems like it wont be a problem for any except a couple (work would interfere and all that). But we'll see. I'm not sure what my schedule is going to be like at the new place.

Other than that, I dont have much financial news. I've been thinking more about my school situation. It occured to me last night that it was ridiculous to finish my degree in sociology and then get a master's in accounting. I could finish my BA in accounting in 2 years, and it would take me a year to finish up my BA in sociology + 2-3 years for a master's program. So I may just go into the business college, finish up my BA in accounting, then take the CPA exam. I may eventually get an MA, but I really want to get a decent job sometime in the next few years. I really need to start paying down this debt.

BF will get home tonight about the time I get out of my exam. Not sure what we're doing tonight. I know he has some paperwork to do still, so it's looking like it will probably be a night in. I guess that's fine with me, I got 3 movies from the library today: Cinderella Man (a good one I haven't seen in a while), Casino Royale (a favorite of mine), and Ratatouille (which I have not seen, but am totally stoked to watch). So I suppose I have things to keep me busy, and I'm sure BF is going to want to relax a little. He's had a looooong week.

I've got saturday during the day to do whatever. That'll be nice. I still have a hideous to-do list. Sunday I have plans with friends and my co-worker to go out to lunch and have a couple drinks. My only entertainment money spent this week. Sunday night mom suggested going to the drive-in to see Wall*e. BF and I have already seen it, but loved it so much we'd be willing to pay the $2 each to see it again. So we'll see.

Well, have to get to my exam. It's the final, so after today I'm done til fall. I'm pretty relieved. I didn't really care for this class, afterall. And I get to sell the books back Smile

Have a good night, everyone!

Found my second job!

July 8th, 2008 at 08:28 pm

Well, I made better money at work today than yesterday, thankfully. It still seems to be not nearly enough. I sent a couple resumes out yesterday for receptionist positions. We'll see if anyone bites. I did find my second job, working at a bar a few nights a week. I start friday evenint, which I'm very excited about. I was hoping I would be able to start this weekend. I definitely need the money. Besides, BF is out of town this weekend anyway, so I'll need something to do (my friends are obviously not part of the equation. haha).

Did my laundry at mom's last night. Still waiting to see if my articles get published. Trying to keep busy and make some money. Today is my last week of class til the fall. Final is on thursday. I'm not really looking forward to that. It's been a rather lazy day. I haven't really wanted to do anything. I'm trying to motivate myself to go to the gym, as I really should. I'm paying all this tuition for essentially 2 classes, so I may as well take advantage of the perks.

I have an endless to-do list, and it's so overwhelming. I wish I could snap my fingers and all that debt would erase itself... ugh. At any rate, better get on those billion things I have to do.

Hope everyone has a great night!

Lots of news... bad and good.

July 3rd, 2008 at 01:15 pm

The last couple days have been absolutely horrendous. It seems that even though lending club approved me for funding a week ago, that the same credit information wasn't good enough a week later. I lost my $1000.

That being said, things have to change. First of all, I had to drop a couple of my classes. Had I not they would have dropped them anyway, and I would have paid full price. As it stands, they're only reimbursing me for 30% of the one because it had already started. Total BS. I have to talk to someone higher up. But that's neither here nor there at this point.

I have to transfer schools again to avoid moving back to Pittsburgh, where I would face tuition that is way too much. I'm starting to kick myself in the butt for ever having moved there and enrolling in a private university... but it was my decision, and I have no one else to blame.

I'm switching majors, as the psych program at this university is drastically different from the one in PA. I'm going sociology, it'll be much less painful than going through a cognitive-behavioral psych program, and I can specialize in social psycology. I'm actually a little excited about the program itself.

I talked to a transfer counselor, and I would only have to take 1 or 2 gen ed courses, so the bulk of what I would have to take would be major courses. It would potentially only put me back a semester. It'll be a little more money, obviously, but not much considering the price difference between the universities. My tuition in PA is $20k a year, here, it's $10k. So an extra semester will be about the same, if not less.

So it's bad news, but I'm trying to make the best of it and remain optimistic. I always knew there was a chance that I wouldn't be able to pull the money together, and I did my best, but no cookie.

Class ends next week, and then I [hopefully] start my second job. I'm pretty sure I'll be hired. I met with the manager the other day. I'll be bartending, hopefully 3 nights a week. So let's hope I make some cash! I made a nice amount at work yesterday. I'm hoping the trend continues.

BF is back to work and stressed again. It really sucks sometimes, because I feel awful. He works terribly long days quite often, and in times when I really need him (like over the last couple days), he's been unable to really be there for me. But I understand. I think it's great that I'm mature enough to realize that I have to deal with things on my own, that everyone has thier own problems and not everyone is able to support another when they're dealing with themselves. We got into a bit of a spat yesterday, but we're okay again. We're both stressed, but lucky that we are both willing to work things out and be understanding.

My last article I submitted,

Text is Eating Healthy on a Budget and Link is http://www.associatedcontent.com/article/835921/eating_healthy_on_a_budget.html?cat=51
Eating Healthy on a Budget, didn't make the grade for an upfront payment. I guess they have too many articles like it. But they did publish it, and I'm still getting pay per clicks. So give it a read if you could please Smile haha. I wrote another this morning, so we'll see how that goes.

I like writing articles. BF made a comment last night when I asked him to throw out a topic idea, "You trying to make your next $3?" haha. I can proudly say that $3 is worth quite a bit to me. Because it all adds up Smile I've gotta get this boy on track! haha.

I'm supposed to get together with a woman next week to go over the children's book she's writing. She saw my ad on craigslist for editing/proofreading and sent me an email. So I have an editing job! I've never edited a children's book before, but I'm pretty excited. I guess the illustrator is doing his job now, and we're going to sit down and go over the text with the illustrations, and I'll be checking the text as well. I'm afraid I'm probably not charging her enough, but I want to be reasonable (I am a bit inexperienced afterall, and a children's book is minimal page count). But still, I find it rather exciting, and it could open up opportunities in the future.

I think that's really all the news I have now. I'm supposed to go see mom soon and help her get her finances in order. I sent her the link to SA, and I think she might join Smile haha. Guess I should stop talking about her all the time now. haha.

I hope everyone has a great day!

Groceries, loans, BF stuff.

June 21st, 2008 at 02:17 pm

Today's Grocery Shopping Trip:

Flat Leaf Spinach $1.49
Avocado $0.79
Whole Wheat Bread $1.49
Bananas $0.88
Light Poppyseed Dressing $0.99
Baby Carrots $0.80
Peanut Butter $1.39
Frozen Berries $2.79
Tub Plain, Nonfat Yogurt $1.59
Soymilk $1.39
Can Butter Beans $0.59
Can Chunk Pineapple $0.79
Tub lowfat Cottage Cheese $2.29

TOTAL: $17.27

There were a couple extras thrown in here. I love avocados, and haven't found them less than $2 each for months, so I decided to treat myself Smile I still have plenty of poppyseed dressing, but like other favorites I've found at ALDI, they dont always continue carrying them, and these were marked "while supplies last," so I figured I'd pay the $0.99 and have an extra. I made a kidneybean hummus the other day, and it was pretty good, so I decided to get another can of beans- white ones- so perhaps I can make a cheaper version of the chickpea favorite BF and I enjoy (he's not a fan of kidney beans). Bread I only buy every other week, same with the berries. And the peanut butter should last me a little while.

In other financial news, I worked a looong day yesterday. My restaurant did a 3-hour event, so I got paid $50 for working that. Also, when we returned from the event, the restaurant was slammed, and I took a table, so I made another $11 or so in tips, and worked a couple extra hours.

I stopped at the bank on my short-lived break yesterday and my request for the other CC was denied. Not suprised, and not really all that bummed about that. I'd rather find a cheaper alternative. Someone put a comment on my last post about lending club, and I signed up, so we'll see if anyone funds me. That would be great. The interest rate would be much, much lower.

I transferred more $ to my savings account, so now I'm up to $1510 Smile

BF and I had a really nice talk last night on the phone. He'll be home friday, so I'm pretty excited. We talked about a bunch of things, but applicable here is the topic of debt. See, I still dont know how much debt BF has. I know he has a considerable amount, mostly CC debt. He made some unwise spendy choices in the last few years, and has been a little embarrased about telling me how much. But he says he wants to sit down and go over it with me. Which I'm incredibly happy about.

Talk about getting married was brought up again, but he's still not decided. We both want to get married, the timing issue is what is up in the air. It's beneficial to us on many levels if we get hitched before he leaves for Iraq (in December)-- financially, emotionally, better for him if I can take care of his stuff when he's away, etc. But at the same time, we dont want to rush into things.

Personally, I'm all for it Smile I guess the girl in me gets excited at the thought of it. But at the same time, I know myself pretty well, and I know it wouldn't be a mistake. There are, of course, things that could happen. But at the same time, things could happen regardless of whether or not he goes overseas.

However, I'm not rushing him into a decision. He can take as much time as he needs to think it over (well, as long as it's before he leaves! haha). But we'll see. There may be a wedding in November, there may not. Either way I'm happy being with him Smile

Well, time to get my day started. I'm going to work out at some point, and I have work at 7:00pm. Gotta make some money!!

Everyone have a great day!

What's a girl gotta do...

June 20th, 2008 at 12:20 am

...to get a $3000 loan?? Bah. Went to the bank after work today. Needless to say, things didn't pan out as well as I had hoped they would. I cant say I was entirely suprised. Sallie Mae wouldn't give me a $3707 student loan, why would National City give me a $3700 personal line of credit? However, we discussed my options. The only thing we came up with was a possible interest back CC. This is, of course, my last resort. I'll find out tomorrow if I was approved. Aside from that, I really have no plan. The no-credit-no-cosigner loans I found online had even worse interest rates than the CC, and I dont mind paying now. Actually, I prefer it. Until then, however, I am making/saving as much $ as possible.

I took a look at my credit report today. 9 accounts in good standing, no negatives at all. So that's not it. The bank manager said it was my income:debt ratio that's killing me. Understandable. But really, how can these people expect me to pay for my college if I dont have the time to work (due to classes). That being said, I think I'm going to have to bite the bullet and get another job. If not to pay for my classes by July 11, to pay off this newly acquired CC as soon as possible.

I think I'm going to try bartending. I've done a bit at the restaurant I work at currently, and I have a pseudo-in at a local place that seems pretty laid-back, but fun. I'm going there tonight with mom to put in an application (her and her BF go there all the time. Said BF golfs on thier league and such). Even working 3 nights a week or so will pull me in some much needed cash. It'll be difficult, for sure, with classes and all, but I'm a tough cookie. I'll figure it out. It'll be much easier come mid-august when classes end.

Other than that, I have little financial news. Made decent money at work. Mailed that book finally. Funds should be transferred soon, though I hardly made any money on it. I did another pinecone survey, so hopefully I'll be seeing that check at some point. I never did get the first one. Does anyone know how long it takes them to mail them generally?

Also, having issues with etsy and paypal. I want to mail my earrings, but I want to wait til the payment goes through. It's been about 5 days since the purchase, so I would imagine it should be there by now, but nothing is showing up. grr.

Alrighty. Enough rambling. Everyone have a good night!

Tuesday updates :)

June 17th, 2008 at 09:39 pm

Well, it's been a couple busy days... all is well on the financial front. Tips at work have been pretty solid thus far this week Smile I'm also working saturday night this week, which should be lucrative. Also, my boss wants me to help cater a luau on friday evening, so that should be fun and make me some money.

Today was a no-spender. Took my sandwich to work again!

Some fantastic news... I sold my first item on etsy Smile That was pretty exciting. I'm waiting for my paypal payment to go through, and then it's off to the post office to mail those earrings Smile Also need to mail the book I sold on amazon still, I was waiting to do it in one trip.

Other than that, things are pretty low-key. Mom picked up my laundry yesterday and washed it, which was some pretty sweet laundry service Smile I'm going over tonight to pick it up and hang out with lil sis, who I guess is a little lonely in the new apartment. Mom hanging out doesn't seem to help, but I guess that's what happens when kids hit the teenage years.

Really looking forward to BF coming home next weekend. Still not sure what I'm doing for his birthday-- aside from cleaning the apt top to bottom. his car, too. But I want to buy him a little something. We've been talking a lot lately about him leaving for overseas come December. I'm a bit exhausted from such emotional conversations, but it seems we're really coming to understand each other and how we feel, which is great.

Also, I made thee best salad last night, and figured I'd share:

Spinach
Chunk pineapple
cottage cheese
poppyseed dressing
tiny bit of shredded cheese.

Everything can be bought at ALDI for very little $, of course Smile

Hope everyone has a great night!

Medical hooplah and little odds and ends.

June 12th, 2008 at 07:18 pm

Well, I had class, then went to the University health services. I had an appointment at 9:30am. As it turns out, I have a viral infection in my throat, but I basically have to ride it out. Still hurts to swallow, and again last night I kept continually waking up. But other than that, I feel fine. Perhaps a bit tired.

The best news? The visit was free, and they even gave me cough drops and a few allergy pill samples (they said it might help). Also, I found out that my university offers discounted massages in the wellness center, so I signed myself up for a much-needed 30 minute massage for $15. You really cant beat that price, and with the amount of stress I've been in lately, I can sacrifice in order to enjoy that luxury Smile

I got pretty worried about my throat, and it got me thinking today about how much it would cost had I needed to go to the regular doctor's. I no longer have insurance because mom and step-dad split. After all of this tuition mess is taken care of, I'm going to start a medical EF. Mom is getting me just-in-case insurance, but it'll only cover things after the first $1000, but I'm going to need that $1000 on hand if things do come up...

A funny thing happened at the doctor's this morning. The nurse commented on how much she liked my earrings, and I mentioned that I made them. She said, "really?" and I said, "yeah, I make jewelry and accessories." She asked if I sold them anywhere, and I told her online. So she gave me her email address for me to send her links Smile It was definitely a nice start to my day!

Also, my missing bobbin case came in the mail today, so my sewing machine is up and running. Need to start working on some projects now Smile I meant to run to the craft store today, but it's not looking like I'm going to have enough time. Tomorrow I dont have class, so I'll probably go after work.

Tonight I'm going over to mom's to hang out. Lil sis is having a sleepover. Mom is going to need another big girl to hang out with Smile

And last, but not least, once again made good money at work. $55. It's been a good work week. I'm not complaining!

Hope everyone enjoys the rest of thier day!

Challenge update.

June 11th, 2008 at 07:33 pm

Well, I yet again made good money at work today... $50.96. I stopped at the bank and made a deposit on my way home. Then transferred $110 more to my challenge money. So that brings me to $1145. Not bad for less than 3 months...

I need to get some homework done and go to BF's twin's. It's thier birthday today, and they're having a cookout. Then I have to duck out early to go to class :/ Bah.

At any rate, I should get on that homework. I hope everyone has a great day!

Pinecone

June 6th, 2008 at 08:43 pm

I did my first pinecone survey today, so I should have a $3 check coming my way soon. I made somewhat decent money at work today... $27.96. Not great, but not terrible. I really need something [more] on the side.

Having said that, I did find a babysitting job tomorrow morning for a few hours, so that'll be about $30.

I listed my bracelet on etsy. I plan on making a few more things here in the next few weeks. I also need to exchange my sewing machine. The bobbin case was missing for some reason. So a trip to Target is in order. I want the machine up and running so I can use it.

Other than that, I have no real news. BF leaves tomorrow morning for a 3 week training thing for the military. Blah. Not sure if he's taking the car or not, so we'll see.

Not sure what my plans for tonight are. I've been pretty tired all day. I've been thinking too much lately. Hope everyone has a nice evening.

Very first bracelet :) And ramblings about my future.

June 6th, 2008 at 01:52 am

So today I went to class, then work. I made $45, which is pretty good for a lunch shift. I'm happy to report this Smile After work I went to the craft store to use one of my gift cards. I ended up buying some beading stuff. I got a set that came with 2 kinds of pliers and wire-cutters, as well as these fancy tweezers. Also I bought some beads, wire, and this 3-clasp thingy. I know no technical names for anything, I just bought what looked good together. I wanted to make myself a bracelet.

After my night class, I did it. It didn't take me very long, which is nice. I'm used to having to spend days crocheting something. This was a bit trying for my first time, but I think it turned out great. It's so very "me." And I have plenty of beads and wire left for other projects as well. I have to say it was money well-spent. Here's a picture, let me know what you think!:



So now I'll have to add jewelry to my repetoire of things I can make to sell. Woo hoo!

So I've been doing a LOT of thinking about my future and what I want to do with it. I've come to the conclusion that I'm pretty stressed about the level of debt I've already accumulated. And the closer I get to graduating, the more I dread spending 6+ more years in school pursuing my PhD. I've thought about my options, and what I've been feeling lately, and I think I may change courses again in life.

From the 3rd grade on, I've been starting "businesses." In 3rd grade, a friend of mine and I made paper bookmarks and sold them to classmates for dimes. In the 6th grade, friends of mine and I started a "beadie baby" business.. making bead animals and turning them into jewelry. We made a decent amount for 6th graders. haha. Toward the end of middle school I picked up babysitting and networked my way into quite a few summer jobs. At the end of highschool, I started playing music and marketing myself to coffee shops, on the internet, etc. So I think it's safe to say that I'm a business minded person.

Now I'm attempting to do crafty things and sell them again (though it's been a slow start). But I think later in life I'd like to start my own *real* business. I've always loved the thought of owning my own restaurant, or lately, hookah bar. haha. But this is a long-term goal. I think it sprung from an idea I had a few weeks ago.

I love this site. I love working with money. I love keeping track of every penny I earn/spend, and I love researching new ways to make money on my money, save the money I have, and find new ways to make more. When I was a business major initially, I loved my accounting course. It was easy for me, and incredibly practical.

So I'm thinking about getting my master's in accounting after I graduate in the fall. It's a funny idea, considering I'd be going full-circle (I switched majors umpteen times, and yet started out as a business major). I dont need to have a BA in accounting to get in the program, it's about 2 years to get the degree, there is a scholarship that would grant me full tuition plus stipends. And I would be certain to get a job.

I think I'd like to start my own consulting business. I'd like to do what I do for me, but for other people. Businesses or personal instances. I think it sounds like something I would be great at, and it's something that wont take me a decade to achieve.

Actually, the program I'm looking at has the possibility of starting in the spring, so if I started it next spring (the semester after graduating), I'd be almost done with the program by the time BF gets home from Iraq. Not only that, but I'd stay in my hometown, something I'm keen on doing because my family/friends are all here.

Also, I figure if I go the PhD route, the interest on my already ridiculous loans will double my debt by the time I get a job. Not to mention, if I go ahead and get my master's in psych, I wont find a program with tuition waiving, and jobs wont be quite as available.

I'm becoming really reluctant to stay in school that long. I want to start my life. I want to be a grownup (finally). I want to start a family. I never expected to hear those things come out of my mouth, but I underestimated how important these things are to me.

Well, that's enough rambling. I'm still reviewing my options. I just needed to get it down. Let me know if you guys think I'm crazy (which I am, but some encouragement wouldn't hurt! haha).

Hope everyone has a great night!

Stimulus Payment and other fun news

June 3rd, 2008 at 07:23 pm

So I got a text from my mom this morning saying that my $300 check came in the mail. Woot! Of course, that money is going straight to the tuition payment. I need to do more researching into loans I can get to cover that so I can put all that money toward my CC. That would be wonderful if I could do it. Right now, I have $685.00 in my emigrant account, with that $300, it kicks it up to $985. Not bad for just a month.

I made $36.21 at work today, still above average for the week. However, I did buy a sandwich-- only because I had nothing to pack and bring. Which brings me to my next point... I really need to go grocery shopping. I made a list, added up my estimate, and I'll still be under $13, which is my budget for the week.

On the list:
Hot dogs
Buns
Yogurt
Muesli (kind of like granola, but better)
Salad mix
Wraps/tortillas
Black olives
Cucumber

We have a couple cans of saeurkraut, and I like it on hotdogs. I figured I could make a pasta salad at some point this week because we have plenty of pasta and I have some yummy vinegars to put in it. I just needed some veggies to put in it. I have some frozen, but in my opinion, pasta salad is not complete without olives and cucumber. I can also use them in the veggie salad wraps I'm going to make using the tortillas. We also have pasta sauce, so I can also make spaghetti and salad. The yogurt and muesli are for breakfast. Oatmeal just doesn't last long enough, and I dont get enough calcium in my diet.

As long as I keep to the list, I should be under budget.

I wanted to go to the craft store, but BF has the car, so it can wait til tomorrow. I got a reply online for a potential group of kids to play music with. So I may or may not be meeting them tonight. Looks promising, and with any luck we can play out and make some extra $. I miss being in a band, I think it'll be fun.

Well, I need to do some homework. Hope everyone has a great day!

Brand New Month

June 2nd, 2008 at 07:25 pm

Alrighty, June is here. I have about a month before my tuition is due. That means I need to kick things up a notch. I still dont have my schedule for this week... which is rather odd, I think. Why in the world would my boss wait so long to put up the schedule? Sigh. I do know, however, that I am working tomorrow, and I worked today.

I made about $40 at work today, which is pretty good. I was pleased Smile I'm still searching for something to do on the side that will increase the cash flow. I've responded to a couple ads on craigslist looking for a part-time sitter and another for someone that wants a housecleaner 2 times a week. But no reply yet. I sent another reply to a different person that wanted an occasional sitter. We'll see if anyone is willing to work with me.

Plans for this week are shaky. I know a friend wants to meet me out on thursday night. That will be nice. I may or may not be visiting PA on saturday night. Depends on whether or not I'm working. The rest of the week is a question mark.

I opened my new sewing machine yesterday, and the bobbin holder is missing. Not quite sure why. I'm going to call the company and request them send me one, though I think I'm just going to go look for one in the meantime. I'm sure they're not expensive. I want to take a trip to the craft store anyway. I want to use my gift certificates Smile

A pair of my jeans ripped in the butt today :/ That kind of stunk. I only have a few pairs of jeans, so now I'm down another pair. I'll use them to make something cool though. No use in wasting the material.

I need to come up with another project to do here soon. I wanted to finish something this week, which means I need to go to the craft store either today or tomorrow. I have a few hours before class, but I'm going to stop at my mom's and make my sister dinner before going to class. Perhaps I'll brainstorm today and go to the store tomorrow. Sounds like a plan.

I stopped at the bank and deposited some money I had. I also wrote out the check for my last internet bill. woo!

Everyone have a great night!

It sucks when you cant afford to be sick...

May 27th, 2008 at 10:55 am

So my 3-day weekend was alright... until yesterday, when a nasty little sore throat popped up. That little sore throat turned into a bigger sore throat today, and I feel not so great. I think I can sit through my classes, but I sound awful when I talk, and I'm sure my employer doesn't want me coughing all over peoples' food. The sad truth really is that I cant afford to not work. So I have no idea what I'm going to do.

I'm hoping that it gets a little better over the next few hours. Sickness always seems to be worse when you just wake up. Who knows, in the next few hours it could get a little better. I'm going to hold out until my morning class is over, maybe take a hot shower, drink more tea, gargle salt water, probably take some cold medicine.

This really is a letdown. I hope it ends soon. If it ends up spanning through the week I could be in big trouble. ugh. Not only may I have to take a couple days off work, but it's my birthday on thursday. While I dont have any plans made yet, I was intending to, and that could be ruined by this nasty cold. I guess we'll see.

The weekend was rather inexpensive. Aside from spending $10 at the grocery store, I didn't spend a dime. It's looking like it's going to be a similar situation this week. I just hope I'll be making money as well as saving it... sigh.

Hope everyone has a great day. I'm going to try and get through mine.

Financial world turned upside-down.

May 20th, 2008 at 06:37 pm

Well, I've had quite the stressful week. As mentioned previously, Sallie Mae would not approve me for the loan to take summer classes. Not even with mom as cosigner. So then we come to the first day of classes. The university dropped all of them. So I had to go re-enroll in all of them. Sigh.

The good news is that I'm enrolled in classes. The bad news is that I need to come up with $3707 by July 11. Some can go on the CC, but I max out with another $1000 or so. BF and mom both said they would help as much as they can. BF mentioned he had an empty CC we could put some of the balance on, but that would be a last resort measure.

I'm going to do it somehow, it's just a big bummer that I have to put more on the CC. I really wanted to pay it down, not rack more up. And I'm a little worried about the interest payments once it is up there. I'm already paying a little over $50 in interest a month as is. Seems as if I need to start fundraising asap.

If anyone has any ideas, let me know!

I'm not making nearly enough at work to put any considerable dent in it, so I really need to focus on saving as much as I can and finding more sources of income. As it is, I really dont have time to work a second job and go to school. In the fall I'll have time to get a second job, but right now there's no possible way. I'm thinking now is the time to start listing as many books as I'm willing to part with on amazon, get rid of anything in the house I dont really need that could bring me in some cash, and start crocheting/crafting up a storm and start attempting to sell things online.

I picked up some books at the library yesterday. I got a crocheting book, a candlemaking book, a beading book, and a book on making chinese knots. I wanted to get some inspiration. I have a whole huge box of yarn and such that my grandma gave me at my mom's. My mom also said that I could have my other grandma's sewing machine. So I've got some stuff to start with. I was thinking of starting an etsy shop, I'd really like to sell with a theme of recycling. I think I can make it work pretty well. I'm fairly creative. Besides, it gives me a reason to reuse some of the things people would ordinarily throw away, and get cheap supplies (thrift stores, garage sales, etc) as well as crafting supplies that may be a bit pricier.

Ideas are still in the works.

But all that being said, my financial world has more or less been turned upside-down, and the goals are a bit different now. My challenge money is really my college money at this point, my goal is a bit different, and focus is now away from paying off the CC, and now to paying my summer classes off. The good news is that the more I save the less I have to put on my CC, so I have quite the incentive.

As a start, I'm proofreading a paper of a friend of a friend that is paying me $100 to go through and correct her 55 page master's thesis. It's a start. Also, I didn't buy any food from work today. I ate my pb&j and thought, "wow, this sandwich tastes like my education. definitely a hint of western civ in here..." haha.

Every little bit helps. Wish me luck.

School starts tomorrow.

May 18th, 2008 at 05:28 pm

Today is my day off. School starts tomorrow, so it's going to be a hectic schedule all week. I have class 8:00-9:30am, then work from 10:30-2:30pm, then school again from 6:00-8:00pm. Bah. At least I live close to campus.

BF and I rode our bikes to his parent's house, then went to breakfast with his sister. We're going over to his brother's house this evening for dinner. I was hoping to do some laundry at some point, might take it over there. Or I could just suck it up and do it here later. I've only got about one load I need to get done by tomorrow. Maybe if we get done with dinner early enough I can swing by mom's and do it there, and get the loan stuff all taken care of. That may be something to think about.

Work last night was long. I really dont care for working dinner shifts. I make more money, but really not that much more that I believe it's worth being out that late. I was exhausted last night, and I still only made $50. That's really not that great for a saturday night dinner shift. I made almost $40 the other day at lunch. The good news is that this week I'm working all lunch shifts, mon-fri. So I have my saturday off Smile That'll be nice. 2 days in a row off. Mmmm. I may have to make a visit out to PA. Maybe.

I need to go to the bank tomorrow. And to the library. I have to return some books. I have to pick up the one that mom borrowed, though. It'll be no problem.

I have to buy some of my books tomorrow for the classes that start. I can pick up the rest later in the summer when they start. I think I'm going to put them on my CC for now. Until mom and dad give me some money. It's really great that they're paying for my books. I think this is only the second time, but it's so nice of them.

At any rate, I think I'm going to go take a nap before we head over to BF's brother's. Everyone have a great sunday!

Tra-la-la. I'm lacking in creative titles ;)

May 17th, 2008 at 02:53 pm

Well, yesterday I called mom and she said she would co-sign. She got approved to buy a car last week, so I imagine her credit will be good enough to make me eligible for the loan. So this weekend or monday we're going to take care of that.

I worked the patio bar last night (bartending). It went well. I'm a novice bartender, but the selections we had were far lesser than the ones in the main bar downstairs, so I did okay. It wasn't very busy, but the regular that was there kept giving me $5 tips on his drinks and buying everyone at the bar (the whole 5 of them) drinks, so I ended up making about $51 for the night. Not bad for how dead it was. I expect it to get much better.

After work I didn't go out. BF and our friends met me there and we had a drink before I went home and crashed. I was quite sleepy.

Today is my little sister's 14th birthday party out at the campsite. That's at 2, and should be fun. I have work again at 6:30 tonight. I'm looking forward to my day off tomorrow. I feel like I've been working my butt off this week.

My friend sent me her friend's paper to proofread, so I'll probably spend the better part of tomorrow doing that. Not sure how she's going to pay me, but I'm sure we can figure something out. I started skimming it, and it's not nearly as bad as she played it up to be. When she said that she made lots of mistakes because she was foreign, I expected a really intense job. But from what I've seen, she writes very intelligently, and very well. I dont imagine it to be very difficult. Seems it's going to be an easy $100 Smile

Well, I better get going. I've got to get ready for this party!

Stupid Loans.

May 16th, 2008 at 08:23 pm

Well, I went and got that class changed yesterday, so my schedule is all set. But I had to call Sallie Mae today to see about getting a loan for my summer classes. Here I thought there would be no problem. But apparently I'm unable to get a loan without a cosigner now. I dont really understand why. I have up until this point (though I'm paying for it dearly with ridiculous interest rates). This really sucks, because I dont have a cosigner. Mom would do it, but I know her credit is terrible, so I dont understand how that would help me. So I need to figure out a cosigner, or I need to put the first half of the cost on my CC and come up with another $1753.45 by mid July. Not going to be an easy task... I'll just have to talk to mom and see what we can do.

I also priced my books today. Depending on whether or not I can get them used, they'll run me anywhere from $327-$436. Mom and dad both offered to buy the books, so I'm going to have to take them up on that offer.

I worked the lunch shift today. I'm supposed to go in again later at 7:30 to do the dinner shift. I hope I make more tonight than I did this morning...

Seems I should be a little tighter on the budget even more than expected. This money stuff really bugs me sometimes. Sigh.

On the upside, BF came home last night and was totally surprised and super happy because I cleaned and reorganized the apartment. I got a lot done, and I was really excited to have more counterspace and be able to see both the bedroom AND living room floors Smile

Welp, gonna go take a nap before my next shift. Hope everyone has a great night!

Day off

May 15th, 2008 at 12:58 pm

Well, yesterday was a NSD. So that's $3 more to add to my challenge money (because I resisted buying food at work). That brings me to $152.36.

Last night mom had BF and me meet her out at the bar. She wanted to buy me a drink and hang out a bit. She had me stop at the house on the way home. I had more mail and she left me a surprise there! I've been talking about doing some gardening-- in containers, but gardening nonetheless. So while she was out shopping she found a little pail and these reusable plant markers that she left with some lipgloss on the table next to my mail. My mommy is so great Smile

I made really decent money yesterday at work. $44.62-- not bad for a wednesday lunch shift. I did stay a little later than usual, though. The other girl wanted to go home. I wanted to make money. So it worked out. lol.

I stopped at the bank after work and made a deposit, then paid my cell bill online :/ It was a little more than I was expecting. I have to watch my minutes this month. Lucky for me, next month I'll be cancelling my service with sprint (my contract is up June 25) and getting a phone on my mom's verizon plan. Mom and BF are both verizon, so I'd be talking to the 2 people I talk to the most for free. I might just share my sister's plan for the moment because she doesn't really use hers. She just has a phone for emergencies and so my parents can get a hold of her, but they're on verizon too, so it doesn't use the minutes up. It would only run me $20/month with text messaging.

Today I have the day off, and it looks really nice outside. I need to go down to the university and change one of my classes, then pick up a summer loan app. My FAFSA was processed as of this morning, so they'll be getting thier info here soon.

I'm getting lunch with a friend I haven't really sat down and caught up with for a while. So I'm kind of excited about that. I also want to clean the apt up a little more. BF put pork in the crock pot, so it's looking like dinner at home Smile

Not sure what is going on tonight. BF is staying in because he has a bunch of work to get done. There's a party I may go to, or I could just go down and dance at the bar down the street. There's also karaoke with my friends, if they're going. So I have options Smile I generally dont drink much when I'm doing karaoke (cause I like to sing better, I drink water), so that may be the best of options. Especially if I'm driving there. We shall see, I suppose.

Hope everyone has a great day!

Quite productive.

May 13th, 2008 at 09:23 pm

So I emailed my mom all the info I needed from her to file my FAFSA. By the time I got home from work, she had sent me everything I needed. So I got that checked off the list.

Work was decent. I made $27.71 and did NOT get a sandwich while I was there, which means I get to put $3 toward my challenge money today. Woo! That puts me at $149.36.

I rode my bike to mom's and got that check, as well as wrapped up the book I had sold on amazon. Then I rode to the post office. I rode back to the bank, but it was closed. I'll have to stop by tomorrow and make my deposit.

It's funny riding my bike around. I keep getting all these scrapes and scratches (mostly from trying to carry it up stairs), I feel like a kid again Smile It's absolutely gorgeous out today, it was the perfect temperature to be riding around for a couple hours-- and it feels good, though my bum and knees and hands hurt. lol.

BF is on his way home. We're going to make dinner. Not sure what yet, but we'll be making something. We put out a pork loin to defrost for tomorrow. Think we're going to throw it in the crock pot.

Just have to stop at the university here in the next couple days and re-register for that class and fill in that summer loan app. Lucky for me the due date is June 2. That'll give me a little time for my FAFSA to process. I do need to price those books, though, and re-register for that class in the next couple days.

Either way, hope everyone has a great night!

Bought a bike :)

May 9th, 2008 at 01:26 pm

I've been thinking about buying a bike for a long time now (that's a bicycle, not a motorcycle). I wanted an easier way to get around and be friendly to the environment (and my body!). I've been driving BF's car, but I'd rather not, if not just for the cost of gas. Every little bit saved helps, you know.

So I was talking to one of the girls I work with about it because she rides her bike to work everyday. Then she said she had an extra one laying around that she would sell to me really cheap. So I took a look at it. It's a mountain bike. It had a pedal missing and was in dire need of some air. It had been sitting in her dusty basement for a while and was covered in cobwebs, but it seemed like a nice bike for $30. So I took her up on it.

I loaded it into the car and drove it to the bike shop by my apt. They put the pedal on-- which ended up being a pain for them because the threads weren't doing so good. I may have to get a new crank shaft eventually-- and aired it up. That cost me about $16 (for 2 pedals and labor). So overall the cost of the bike was $46. Really not all that bad, I think. And I'm sure I'll save a lot on gas and bus tickets-- and perhaps lose some weight! I just need a good bike lock. BF says he's got one he has to pick up at his parents' (where his bike is). He wont be using his to commute, so until we both go on a bike trip and both need to lock our bikes up, I'm going to hold off on buying one.

So the bike put me further over budget, but I'm really not too worried about it. It was a planned purchase, I just forgot to put it into my budget!

Last night I hopped over to the bar for a bit (it's right down the street) with $5 in my pocket. When I came home, that $5 was still there. I decided I was thirsty for water while dancing Smile Saw the ex and a bunch of his friends there. It's odd. Me and the ex can talk no problems, it's not hostile, but some of his friends in his presence will act so strange with me. It's quite awkward, and I dont really get it. If he's not there they act entirely normal. Eh. Silly people.

My stimulus payment was supposed to go through today, but I'm not sure if it's going to. It's not showing up in my online banking. I filed pretty late. Not quite to the 15th, but late nonetheless. So I'm guessing that's why I dont have it.

Next on the list? FAFSA. Yeah, that seems to get filed late every year... Have to dig out my tax info and get mom's for last year. Then I have to put in an application for a summer loan, or I'm not going to be able to take my classes. That would not be good.

Yesterday I listed 5 cookbooks on amazon. Let's see if anyone bites. Also, I got a message from a friend who has a foreign friend that needs someone to proofread a 60 page paper for her and make corrections. She's going to pay someone and $100 to do it, and I volunteered to be that person. Her paper is due the day I start classes, so it'll be perfect.

Other than that, I have no news. Today is day 4 of work. And I'm hoping to make some big $$. I'd have to make $51 in order to reach my goal tips for the week, but we'll see. I'm really hoping next week will be a little more lucrative.

3rd day of work [and other news]

May 8th, 2008 at 07:49 pm

Well, my 3rd day of work has come to a close. I didn't make very much yesterday, but I only got 2 of my own tables. Today I got the amount I was supposed to, but there were 3 of us working today (as opposed to 2 yesterday). So I'm remaining optimistic and thinking that it can only go up from here.

As for other financial news, I went and picked up my perscription today. I've had samples for the last 3 months or so, so this is the first time I've had to pay for it. $52! For one month of pills! I mean come on now. My last brand was only $25/month. I'm thinking I'm going to have to call my doctor and discuss my other options... or go to planned parenthood. lol.

So I'm a bit bummed because due to my gas bill and perscription cost both being higher than anticipated I'm already over budget $40 for May (in both categories, that is). Which means I'm going to have to cut back in other areas. Especially considering I'm likely not going to make the amount of money I needed to make this week to cover it. grr.

I think I'm going to list a couple more things on amazon. Finally going to get to my cookbooks. I've got 5 I'm going to list. I'll write the recipes I know I want to try down before I ship them out.

I'm on my way now to look at a bike. This girl I work with said she has an extra, and she'll sell it to me for really cheap. I want one to ride around for commuting purposes. I'd rather do that than use the gas in the car. Besides, it's better for the environment, and my body! So hopefully that'll work out.

Tonight BF is getting back a little late, and I'm going to try and have dinner ready when he gets home. He's been super stressed, but it seems like things are going to be different after talking to his boss-- which is a relief. We're going to try and get more done with the apt. Mom came by today and picked up one of my tables and 2 chairs. I'm hoping she'll give me a few bucks for them later on.

Right-o. Well, off to look at that bike!

First day of work.

May 7th, 2008 at 01:13 pm

It went well. I went in at 4:30, left about 10:30, so I stayed 6 hours. I made $31 in tips. Which really isn't that great, but it had a lot to do with how they set it up. Basically a big party of firemen came in (they had thier convention at the restaurant), and there were 3 of us working the bar-- getting drinks, and then cleaning up after the guys. There were about 100 people or so. We split the tips. That was the $31. After that I spent the rest of the night following someone, and I didn't make any tips. However, I believe today that I'll be taking my own tables, and I'll make some money. Other than that, the people are nice. I think I'm going to enjoy working there Smile I just have to see how much money I'm making.

After work, the boss bought me a drink-- which was convenient because I was going out after I went home and changed. I only had a couple beers at the bar, then. I spent $11 at the bar (2 beers for me, one for a friend, plus $2 tip for the bartender). So I have $29 left in my entertainment fund for May.

I got a few things done yesterday, including disconnecting the internet service at my old apartment. I had forgotten when I moved back. Bummer. I'll be paying for about a week that I wasn't even there. My fault, though. I also had a perscription called in yesterday. I have to pick that up today.

I have work at 11:00am. Yesterday I drove, but today BF took the car because he had drill. It's close enough to walk, so I'm just going to do that. Besides, it saves me the parking meter rates. I paid $0.75 yesterday. And it's good exercise Smile

I want to look into buying good shoe inserts for work. My back, legs, and feet were killing me when I got off last night. I have to get used to being on my feet all the time again :/ Ah well, if it's bringing in cash I really cant complain.

Hope everyone has a good day!

Ooooh mondays...

March 31st, 2008 at 06:41 pm

I have love/hate relationship with mondays. On one hand, I love the concept of having a fresh start, a new week. At the same time, however, mondays are my long days. I'm on campus 11:00am-9:00pm. Sigh. Today has been relatively okay, however.

I packed my lunch this morning, and hopped the bus to go downtown. I had to stop at the bank to get cash because I'm not able to use my debit card to buy my bus pass. I sat down yesterday and calculated out the least expensive way to handle my transportation this month, and it seems that buying a bus pass was the cheapest route. So I bought one this morning.

Other than that, I have to buy dinner tonight, which will come out of my "food on campus" budget-- something I decided to reintroduce because I'm on campus so late on mondays. I figured it was better than taking that $5 or so a week out of my entertainment budget (part of the reason I went over budget in that category for march). I know it's technically still March, but I wanted to start fresh this week entirely, so here were are, pseudo-April Smile

I thought I was going to boycott using my CC for the moment, but unfortunately I have to pay a registration fee for a conference I'm presenting at in August-- it's super important, and is going to look fabulous on my resume, but it's still $250 out of pocket, just for registration. Boo. That'll be going on my CC, but other than that, the boycott continues.

I'm sending a job application in soon for a home-care position for mentally handicapped children. I'm pretty excited about it, and think it will be invaluable experience for me as a future psychologist (possibly child psychologist). So cross your fingers, everyone!

At any rate, I have tons to do, and never enough time, so everyone have a great day!

Incredibly Tight Budget...

February 8th, 2008 at 01:40 am

So I finally sat down today and worked out my budget for the next few months. It's going to be incredibly tight, but I think I can pull off stretching my loan money until I get a new job. Why? Because I quit today. Something about soliciting people for money over the phone just doesn't jive with me. And dreading work on your 5th day just doesn't seem right. Call me crazy...

So that's good news. The bad news is that I'm still waiting on that check, though it should be here soon. Hopefully REALLY soon. I have my internet bill to pay...

I sold a game yesterday and rolled some change. I also get my paycheck (one of two) tomorrow. I need to get that into my account, because I need to buy a bus pass and groceries! I've been shopping at Giant Eagle for the last couple weeks because I haven't been able to touch my checking account and Aldi doesn't accept credit cards. I'll have enough cash to shop at Aldi this week, which will help quite a bit.

I've got my grocery list all planned out and my dinners planned for the week. Should be a light grocery bill.

Me and a couple friends are having a girl's night tomorrow, which I'm pretty excited about Smile It's been a while, and I'm stoked. I just need to watch the spending a bit. BF is coming down on Saturday to stay for a couple nights too. It gets a bit pricey when he's in town... we tend to dine out a lot. I'm gonna have to let him know that we'll be cooking at home for the most part, well, unless he wants to cover dinner Smile

I'm looking forward to not wanting to rip the hair out of my head. I've been so exhausted for the last couple weeks. I really dont have 12 hours a week to put into something not my studies. And my studies have suffered. Because I haven't had as much time, because I get stressed and can do less work, because when I'm tired I get cranky and my relationship suffers, which stresses me out more. lol. It's just not worth it. I'll find a job sometime later in the semester. As long as I have one by may I'll be fine. And by May 1 I'll be living in an area with much more to offer in the way of job options. I'll find something at least for the summer.

For now I'm just happy things are back to normal and I can continue focusing on school Smile

Some Big Changes [She's back!]

February 5th, 2008 at 03:24 pm

Well then... It's been a while. I think September was my last entry, and I can definitely say a lot has changed. So... here goes.

In October I quit my job at the restaurant. I decided that investing more time in school was worth the lack of paycheck, and I began living on student loans. I still think it was the best decision I could have made. The rest of my semester went wonderfully, and there are exciting things going on in the educational world of Tara.

I never did get a car. The BF continued pressuring, but the more I thought about it, the more I realized it was a terrible idea. After quitting my job, there was no way to do it anyhow, so I still remain without car.

The biggest news yet: BF and I broke up. Thanksgivingtime. It was long in coming, and the best thing I could have done. Cant say it wasn't messy, but we're finally at a point where we can talk and be civil, so I'm a bit happier about it all.

He moved out that week, so I've been living alone since. I've been having a terrible time finding a roomie because I live so far outside of the city. The problem is, however, that I cant pay my bills without getting a job because not even my student loans will cover the cost *sigh*. Lease is up May 1. Counting down the days...

I spent the entirety of my winter break at home with family and old friends. I mooched off my parents, which was cool, and also kindled sparks with a very old friend, who is now the new BF as of Christmas[dont waste any time, do I??]. Things are going very well at the moment, though I'm busier than ever. Not only do I have mounds of schoolwork to do, but now I try and get it all done during the week, because new BF lives in Ohio.

I move to PA to be with boyfriend, break up with boyfriend, then get new boyfriend in OH. Sweet irony.

People ask me if I'm going to move back to Ohio. Likely not, because I love my education here way too much (despite the fact that I could get one far cheaper in Ohio). The fact of the matter is that I'm in a terrific program that is everything I could ever want. And I've only got til the fall and I'm finished. If only I could decide what I want to do after I graduate... haha.

So I mentioned the roomie problem. Yeah, well that's still going on. I got a few interested parties, all of whom were male and strangers. Needless to say I'm still rather apprehensive, and no one has offered to move in. Thus, as of last week, I started at a new job.

I'm a phone-canvasser for a political non-profit/advocacy group trying to push through environmental legistlature. It's $11/hr, with potential bonus after 3 months, and I like it so far. Not my preference above all, but it's good money and it's a good cause. I get to work anywhere from 3-5 nights a week, and it works with my schedule.

The only downside is I dont get home til 10:30 every night. Last week was fairly tiring, but you'll have that. Gotta pay the bills! I'm hoping things work out with the job, and I dont completely lose my sanity. I really didn't have 12 hours a week to sacrifice, but it could be worse, I'm sure. And I dont really have a choice in the matter.

Still super involved at school, and I'm having a fantastic semester thus far.

The only trouble I'm running into now is financial (obviously). I'm still waiting on my loan check and W-2. I need to get my tax refund soon because I need to pay off some of my credit card (which I've been living on due to the delay on my loan check... ugh). Not to mention, I had to practically re-furnish my apt, so a trip to IKEA got me a futon, a coffee table and seating cushions, a small dining room table and 2 chairs, a lamp, and about $500 more debt. That tax refund is going toward all that. Yay fun.

I am happy to report, however, that I'm still on my parent's insurance and have managed to get new glasses for relatively cheap, and went to the dentist for the first time in 2 years now, for free, and had no cavities! woo!

So yeah, as soon as this loan check comes in I'll be listing some goals and refiguring my spreadsheets. I just need to know what I'm working with in order to budget. So wish me luck. I'm a busy, busy girl! haha.

Hope all is well with everyone, and I look forward to getting back into the groove of things!

Approved :)

August 18th, 2007 at 04:46 pm

The online systems with National City seem to be a bit faulty... heh. I got an email last night that said my credit card application was declined, but apparently (after a call to customer support) the actual app was approved indeed, and the visa showed up on my online banking accounts this morning. Woo! I was really bummed and confused last night... so much so I looked at my credit score. It seemed odd they would deny me a credit card with a score of 710, and apparently I was right Smile

Work was long, but very prosperous last night. I've been making fantastic money this week. My EF will be getting a good chunk of that, given it doesn't all go into this online class. I was, however, thinking about putting the class on my credit card to have something to pay off over a couple months. Still toying with the idea. $800 is pretty do-able in 2 months.

At any rate, I'm trying to figure out the best way to get to work... the buses dont run regularly on saturdays, and BF is out of town. Eh. I'll figure it out. Other than that, I want to stop at Barnes and Noble to pick up that planner I was going to get last week. BF talked me out of it at the time, and I'm glad he did. However, after thinking about it for a long time I've decided to go for it. It's got whole pages for individual days, and that's the kind of space I need to keep organized.

I got my Japanese book in the mail last night along with the electric bill. Another $100 month, but BF and I made an agreement that he would pay the difference because he is the one who insists on using the AC. Thus, I am only paying $30 of the bill. Sweet deal on my end...

At any rate, I better get going! Everyone have a great day!

And they're gone...

August 17th, 2007 at 07:44 pm

After a really pleasant couple of days, my friends are gone. I am no longer playing the hostess. *sigh* Thank. Goodness. I absolutely love entertaining, but there's nothing more tiresome or expensive than going out and about 3 days in a row... Now I'm back at work. Double today. I made decent money at lunch. It was a crazy shift though. The pitcher for the Pittsburgh Pirates is Japanese (well, WAS the pitcher... I guess he got booted on monday), and he's eaten at the restaurant a number of times. However, since he got fired, I believe he's moving back to Japan. A number of Japanese TV stations were at the restaurant today interviewing him (including NHK... I'll have to watch that later). So the restaurant was a complete ZOO for a while. Fans and cameramen and all sorts of fun stuff. It's too bad the guy got fired. He's a really nice person. At any rate, I should get going. I sort of have work to do Smile

A Hefty To-Do List.

August 13th, 2007 at 04:02 am

So I did my grocery shopping today and decided on a menu for wednesday night, so that's out of the way now. I also printed and filled out the registration form for the spanish test I'll be taking. I worked for a while, but tonight was slow and I didn't make too much. eh. You win some, you lose some, that's the nature of the waitressing game Smile

I made a couple different purchases earlier aside from the groceries. I bought a book on kanji- a necessary evil if I do end up living in Japan for 2 years (which hopefully I will!). That was a little under $20 with my B&N members card. I also bought a set of ramekins at Target, because I'm making these baked fruit cobbler cups on wednesday. They are quite yummy, but last time I made them I didn't have ramekins, so it was lacking in presentation to be sure. I did keep myself from buying a CD I've been eyeing. I figured study materials and kitchen things could be passed off as somewhat necessary, but alas, music is not at the moment. heh.

My to-do list for tomorrow is rather lengthy:

1. Go to the bank.
2. Pay parking ticket (ugh. I'm saving $3 by paying it in person rather than online, though).
3. Drop off registration form.
4. Get some info at my university about cross-registration.
5. Psychology club meeting.
6. Work at 4:00.

Whew! I'll be taking an early bus, for sure! Everyone have a great night!


<< Newer EntriesOlder Entries >>