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Home > Financial world turned upside-down part 2

Financial world turned upside-down part 2

May 21st, 2008 at 11:12 am

Well, first and foremost I want to thank everyone for the kind and encouraging words. I can definitely use any spirit anyone wants to throw at me Smile Some responses to some of the questions, though:

I did talk to the financial aid office. The problem is that my home school in PA doesn't do any type of student aid during the summers, so that's a no-go. I would take a lesser courseload this semester, but if I did I would have to move back to PA and it would end up being much more costly, because the tuition at the university I'm attending now is half the cost of my home instiution (which is a private university). Not to mention, the cost of living out there is far more expensive than here.

As far as the CC is concerned, it will absolutely be last resort. I hope to apply for a couple more loans before my July 11 deadline, but in the case that I dont get approved for these either, I want to have as much money saved up as possible. If I do get approved? I'm putting all the saved money toward my CC to pay it off, because the interest is likely higher than any loan I would be approved for.

If I couldn't get approved for a loan with my mom as a co-signer, I'm fairly certain they wouldn't approve her for a PLUS loan, so unfortunately that idea is out. Besides, my mom doesn't want another loan. She has plenty of her own! haha.

Yes, yes it is a lot of money to come up with in a short amount of time. But I cant think in "what if I dont come up with the money" terms. I need to make/get the money. Period. If I cant it means really crappy consequences. Such as moving back to PA, and possibly not being able to get the financing in the fall for the remainder of my classes, which would be catastrophic. I'm only taking one class in the fall, which means my tuition, even though it will be through my home institution, will be a fraction of what I would spend on an entire semester. I'll have stafford loans in the fall that I'll get from the government, so I should have no problem paying for it. It's this semester that is the problem. If I cant take these classes this semester, I'll have to take them in the fall, and I certainly wont be able to $10k in the fall if I cant come up with $4k this summer.

debtfreeme-- I was thinking about continuing the editing. How did you get notice? Did you advertise? Post on craigslist? Etc? Just curious.

frugaltexan--I could do a market research group, but considering my aversion to needles, plasma donating is not in the cards. lol. Even though there's a center right down the street... I'm definitely cutting back on groceries (and everything else) for the time being.

Now, that all being said...

I sold a book on amazon. Yay! I made $14.40, which will be more like $11 after shipping costs. Every little bit helps!

I also finished proofreading and editing that paper last night. 58 pages, but my $100 check will be in the mail today according to my friend, so I should be getting that fairly soon.

Yesterday was a no-spend. I'm not going to track money associated with these anymore because basically all my money is going into my savings for the time being.

I also spent some time last night in adobe photoshop and indesign coming up with an identity for this crafting/selling I want to do. I opened up an etsy shop and made a myspace page that both (I think) look pretty good. Now I just need to make some stuff and list it. I'll be stopping by mom's tonight to pick up some yarn, and possibly the sewing machine. If nothing else, some sewing supplies. I have an idea for the first peice I want to make. Time to get started on it.

If anyone wants to check the myspace page and let me know what you think of how it looks, that would be great. I designed the logo and the banner. Blood, sweat, and tears!

www.myspace.com/reducereuserestyle

Everyone have a great day!

5 Responses to “Financial world turned upside-down part 2”

  1. creditcardfree Says:
    1211376844

    I checked out your myspace page...VERY NICE!!

    I definitely admire your drive to accomplish this goal. I'm sure you will do it. I'm so relieved that your fall semester won't be a problem.

    I'm going to imagine cash flowing to you. Lots of cash!

  2. honeichild Says:
    1211378624

    *sending good vibes your way*

  3. mooshocker Says:
    1211381195

    God Bless you for your tenacity and courage. Keep your eye on the prize. He will provide for you. Invite Him and ask Him for help.

  4. mooshocker Says:
    1211381305

    How much money do you need?

  5. creditcardfree Says:
    1211390151

    She needs $3700 by July 1st...her ticker is on the left side.

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