So the fight for this so-called vehicle that me and BF are trying to acquire continues. As it turns out, we both forgot how RIDICULOUSLY expensive insurance is, hence we will not be getting the Mazda, sadly. We're opting for something a bit cheaper, more to the tune of 7k. Most likely a Japanese something or other. We like those. So we are downscaling yet again (thankfully)!

I saw someone else post about thier credit score... I looked at mine the other day. Well, it was really a case of "all the other kids were doing it." Well, not so much kids... BF looked at his in lieu of this whole car purchase to see if he could get a loan. Turns out he is in poor standing because of a huge ordeal that went down last year. He went to the hospital, and had to pay emergency room fees. The hospital looked at his insurance card and the woman TOLD HIM that the particular hospital we were at accepted it. Well, that just wasn't the case. Not to mention, he moved from his previous residence in the student housing, so when the hospital started sending him the bills that were thought to be taken care of, he didn't get them. Nor did his old roomate call and tell him he had mail waiting there, nor did the hospital call him to inform him of anything. Eventually, collections were called upon by the hospital and they eventually found him (they have a knack for that). Needless to say, his score suffered.

He was talking to his Gramps about all this, and amidst the conversation, his grandfather asked him to look up HIS. Gramps is a bit computer illiterate, so BF got all his information. He's 2 points lacking of a perfect score. Turns out Gram has too many charge cards at dept stores At the same token, they have accounts that are still open and in good standing that date back to the 60's.

So after all this, I sucked it up and got mine. I'm in fine standing. My accounts are relatively new, and I have no credit cards. I've also had quite a few inquiries, though I noticed that most come from silly credit card companies and JCPenny for some reason. But I have a "fair" score. I'm okay with that for the time being. All my credit is student loans anyway.

At any rate, I'm still trying to put together my financial goals for 2007, but with this car thing still looming and not quite over-with, I'm gonna put it off just a while longer. For now, I'm just going with the flow and making sure I can get the rest of my xmas shopping in before the holiday actually arrives! I'll talk to y'all later!