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Archive for May, 2008

Birthday Fun

May 30th, 2008 at 02:17 pm

So yesterday was a good day. After getting home from class, BF showed up with a couple pretty-wrapped gifts for me: A sewing machine (eep!), a cool sewing accessory kit, and 2 gift certificates-- $35 to Pat Catan's and $35 to Michael's. It's safe to say my crafting needs are covered for a while. I may even use the $ to make myself something Smile

He says he has another present for me, but he's saving it for "Tara day," or tomorrow, the day we're celebrating my b-day just the two of us. He really went above and beyond and did more than I had expected by far. He's such a sweetie though.

We went to dinner last night, got some appetizers and baklavah to go. Then we went out with friends and had some drinks. That was a lot of fun.

I worked today and made a decent amount of money. Tonight BF and I are going to Columbus to eat mongolian BBQ and go to my friend's going away party. Tomorrow we're going to hang out in the Short North Art District, as long as weather permits. Tomorrow night we'll probably hang out with friends of ours. Sunday night mom wants to celebrate my birthday with me.

So it'll be a long and eventful weekend. And it's started so well! I'm having a wonderful birthday, despite being sick. I'm feeling a little better. Let's hop things look even better in the next few days Smile

It's my birthday :)

May 29th, 2008 at 02:11 pm

Well, it's my birthday. I'm now 22 (still a baby). I feel much more like an adult at 22 than I did at 21... I guess that's the only difference.

As for today? BF has been wonderful in just making my comfortable-- which is a godsent because I'm still a bit sick. The boss let me work an hour and a half today. I only made $10, but the restaurant was slow. Got a response to my craigslist ad about the microwave, and someone is coming to pick it up today.

I've got class in an hour, and then tonight I'm going out for a little bit, despite this continuing cold. I dont see it being a late night, but I cant stand the thought of staying at home for my birthday. This weekend is going to be great, though. I work tomorrow, but then BF and I are going to Columbus for the night. A friend of mine is having a big going-away party, then we're staying in town on saturday to celebrate my b-day just the 2 of us. Should be fun.

Sunday I believe I'm celebrating my birthday with mom Smile

May totals (for the most part) in.

May 28th, 2008 at 11:45 am

I feel a little better than I did yesterday, but I was still so sick I couldn't work. My boss doesn't particularly like his servers sneezing/coughing all over people's food (can you blame him?) The downside is that I'm out 2 days' of tips, which stinks.

I didn't have any projects to work on today, though i've thought about a few I may start soon. I really need to get a sewing machine...

A few things I did do today, however, included:

*Signing up for pinecone.
*Signing up for mysurvey.
*Listing my microwave on craigslist.
*Listing a few more books on amazon.
*Updating my myspace music page and listing an ad looking for a guitarist to work with.
*Setting up a paypal account.
*Figuring out my may expenditures.
*Doing my June Budget and goals.

So the day wasn't a complete waste, it just feels like a big heap of bad news. I figured out how much debt I have as of today, and the numbers are not pretty. Granted, they're about the same as they were last month, but still, that's not good news.

I've decided that this month I need to find a different lender to get my student loan for classes this summer. I would have to figure out part of the balance anyway, but if the interest rate is lower than that of my CC (which it will likely be), it's smarter for me to use the money I'm saving to pay off my CC rather than using it to pay part of my school costs.

So here is the rundown for May. The first number is how much I budgeted, the second was how much I actually spent:

Rent: 0.00/0.00
Electric: 20.00/8.56
Gas: 50.00/67.14
Internet: 65.00/32.82
Sprint: 67.00/100.18
BC: 30.00/52.26
Bus: 20.00/0.00
Groceries: 60.00/62.28
Travel: 20.00/10.67
Food on Campus/at work: 15.00/13.25
Clothes: 10.00/3.40
Entertainment: 40.00/44.50
Misc: 25.00/78.17

Overall I was only $51.23 over budget, which really isn't all that bad considering the areas where I mostly "went over budget" were things like my gas bill and phone bill. I just need to watch my minutes this month and get a different (cheaper) perscription. I went high in the misc category because I bought my bike this month ($30) and had to get it fixed a couple times.

June is going to be even less spendy. BF will be out of town for most of the month doing silly military stuff. so I'll have less pressure to want to go out and do stuff. I'm just fine with staying at home and crafting, reading, or other fun, cheap/free activities. Also, I dont have any utilities or rent to pay this month or next, because BF doesn't let me pay anything.

I do want to have a yardsale at some point this month, and I see a great opportunity coming up soon, so I need to start rounding my stuff up. I think a lot of the books that wouldn't really sell for anything on amazon I'll put out for a couple bucks each. At least then I'll get more than a few pennies out of them.

I need to go to the bank here at some point. I have that $100 check to deposit, as well as a little bit of cash. I wish I had worked the last couple days. I'd have a little more to put in my account. sigh. I need to mail my last check to verizon and transfer some of the money into my emigrant account. My stimulus check is supposed to be deposited by saturday, so let's hope it gets there!

Hope everyone has a great day!

Funky "Tee-shirt" Scarf.

May 27th, 2008 at 07:35 pm

Well, I took advantage of this sick day and finished my first project, took pictures of it, and stuck it up on my etsy page. So here it is:



I called it a "tee-shirt" scarf because the pink strip is actually strips of an old teeshirt that I cut and sewed together, then crocheted into it. Let me know what you guys think! There's definitely more to come (not only in the way of scarves, but other things too). Also, check out my etsy and myspace pages and let me know what you think! Thanks guys!

www.reducereuserestyle.etsy.com

myspace.com/reducereuserestyle

p.s. Still feeling sick. Hope tomorrow gets better!

It sucks when you cant afford to be sick...

May 27th, 2008 at 03:55 am

So my 3-day weekend was alright... until yesterday, when a nasty little sore throat popped up. That little sore throat turned into a bigger sore throat today, and I feel not so great. I think I can sit through my classes, but I sound awful when I talk, and I'm sure my employer doesn't want me coughing all over peoples' food. The sad truth really is that I cant afford to not work. So I have no idea what I'm going to do.

I'm hoping that it gets a little better over the next few hours. Sickness always seems to be worse when you just wake up. Who knows, in the next few hours it could get a little better. I'm going to hold out until my morning class is over, maybe take a hot shower, drink more tea, gargle salt water, probably take some cold medicine.

This really is a letdown. I hope it ends soon. If it ends up spanning through the week I could be in big trouble. ugh. Not only may I have to take a couple days off work, but it's my birthday on thursday. While I dont have any plans made yet, I was intending to, and that could be ruined by this nasty cold. I guess we'll see.

The weekend was rather inexpensive. Aside from spending $10 at the grocery store, I didn't spend a dime. It's looking like it's going to be a similar situation this week. I just hope I'll be making money as well as saving it... sigh.

Hope everyone has a great day. I'm going to try and get through mine.

Saying "no" is so much easier when you're not alone.

May 25th, 2008 at 08:25 pm

I would consider myself among the many, many people in this country that have a real problem saying "no" when it comes to spending money. I am also among those who for the most part live above thier means.

I'm happy to say that I'm getting a bit better considering recent events, leading me to have to save an almost impossible sum. But I have noticed that it's a lot easier when my significant other is in the same boat, and much more important in the long run.

I fall into this trap because BF's funds are still "other" than mine. If I cant afford to go out to dinner and he can, he'll pay. But in the long run, if we get married, things wont be quite the same. It will still be "our" money being spent, so letting him spend money on things we dont really need isn't very productive either. Now, I dont intend on controlling my boyfriend's spending, even when he is my husband. But I do think it is important to be on the same page, and I certainly think it's easier to say "no" when you're not alone.

BF and I are both pretty broke right now, and as I mentioned, I'm finding it pretty easy to say "no" when a friend asks us to go out. Instead I opt to stay in and spend time. BF is doing the same. This is the first time that I've ever said that I'm "not going to spend any money on anything I dont need" and really followed through with it. I think that is in part due to the fact that I'm not the only one saying "no."

But I've realized that it really isn't all that bad to live at my means, or perhaps even a little below in order to do what is important and better for me in the long run. I've always been fairly frugal, but cutting out most of the "wants" to get to just the "needs" has been a refreshing situation. I know what is really important now, and not going out to dinner 2 nights a week, or buying clothes at the mall, or those other silly things that we all spend money on isn't sorely missed. I can do without and still be happy.

Now, I just have to make sure BF sees it so that when he doesn't necessarily have to say no, he'll still be able to Smile

Day 2 of 3-day weekend.

May 25th, 2008 at 07:49 am

I'm doing really good. Yesterday I went to mom's and did laundry, and took some of her lasagne home with me Smile She always makes it in big batches and gives me a bunch. So that was dinner/breakfast.

Yesterday was a good mail day. I got a letter from the IRS saying I should get my $300 stimulus check by 5/30. I also got the check for proofreading that paper. And bills usually aren't good news, but this one happened to be half the cost I thought it was going to be, so it was definitely good news.

A couple friends came over last night and we had a couple drinks and watched TV. The only spending I did was on a bottle of ginger ale to do a little mixing Smile

Today we're going over to BF's twin's house. He has some stuff he needs to help him with. That means I get to see the adorable baby (BF's niece) for a bit. Tonight is a cookout at BF's parent's. I think I'm going to make potato salad to bring over. We have just about everything we need except celery and an onion, but those aren't going to cost us hardly anything.

So it sounds like it's going to be a good day! I hope everyone else's is as well!

Day 1 of 3-day weekend.

May 24th, 2008 at 07:58 am

So yesterday BF came home (which was awesome). We went to the grocery store and craft store, then went home. I dipped some pretzels and strawberries to bring to my friend's art show. We stopped at Panera on the way home, BF bought.

The art show was nice. Not very big, but the art was wonderful. I was really impressed. We stopped at a park on the way home to play for a bit. No cost there Smile We were going to rent a movie, but we forgot to stop and figured we had plenty we could watch. I ended up falling asleep during "Open Season" anyway. haha.

Today is the first day of my glorious 3-day weekend. I slept in a bit, then got up and did a survey on lightspeed panel. Got me 300 points. Woo! I stopped at the craft store and picked up the yarn I needed at Pat Catan's, which ended up running me less than $5, so I was pretty excited. I'm thinking I may try to finish my project today. I really wanted to start planting, but I'm beginning to think it may be an expensive endeavour. So we'll see...

If I am going to start planting, I'd have to do it today. It's pretty late in the season already. Regardless, I'd like to finish my project today. I have much more sewing of fabric and crocheting to do. BF is away running errands and such. I'm suspicious that he's also getting me a birthday present. tee hee.

At some point I want to do some laundry-- probably at mom's, though BF said he wanted to go to his twin's. That means we'll probably be having dinner over there, which is wonderful.

I guess we'll see. I'm not sure exactly what the day holds in store for me, but I do know that I feel pret-ty relaxed.

Oh, in other news, I got paid yesterday-- $170. Woo! I also made a decent amount in tips, about $53, which aint bad at all for a lunch shift.

Now I just need to take a trip to the bank so I can transfer some of that into my emigrant account. Still waiting on my stimulus payment. Where in the world is it?? $100 check for proofreading is still in the mail.

Everyone have a great day!

Looking forward to my 3-day weekend.

May 23rd, 2008 at 05:22 am

Well, BF comes home today (he was in PA all week long), which is quite exciting Big Grin

I have no class today, which is a relief. I got to sleep in all the way to 8:00! Spent about an hour and a half working on my current project. It's coming along really nicely. I'm pretty excited about it.

I got a birthday card from grandma with $20 inside Smile I'm going to use that to go to the craft store this weekend. I told BF I wanted a sewing machine for my b-day. If he doesn't get me one, I'll have mom get it. I really need one right now, and I'd rather get a gift that will "keep on giving," so to speak, than just money-- because I can use the sewing machine to make things that could potentially draw me more income.

I transferred $200 to my emigrant account, which is the account I'm using to hold my tuition savings money. So I'm up to $349.36. A long way off from $3707, but it's a start! I should be getting that $100 check in the mail here soon. The money for the book I just sold should also be transferred into my account sometime within the next week, so that'll be a little more.

I'm really looking forward to this 3-day weekend. I have a couple places to run today-- the craft store, somewhere to pick up seeds and soil, and the grocery store to pick up some stuff to bring to my friend's art show tonight. I'm going to go to aldi and see what is the best priced, but I'm thinking stuffed cherry tomatoes, or perhaps little brushetta toasts. I'm going to look through one of my cookbooks and see if I cant find anything else. I was thinking of maybe bringing dessert rather than food. I could pick up a small bag of melting chocolate and do some pretzels. Maybe a package of strawberries as well. That would go well with wine. We shall see...

Mom wants to go out dancing tonight, but that's still up in the air. I'm really trying to avoid going to the bar more than once this weekend, as funds are disasterously low. At least with the bar I usually go to no one actually shows up til almost 1am, which gives me plenty of time to have a couple beers at home before going, and I dont feel ashamed to have water the whole time I'm there. I'll be dancing Smile

So, things I want to get done this weekend:

-Go to craft store.
-Go to get soil/seeds.
-Start planting.
-Finish current project.
-Start on next project.

Seems rather managable. Hope everyone has a great weekend!

Chugging along.

May 22nd, 2008 at 11:58 am

Well, I stopped at mom's last night and picked up the supplies I needed. I may have to stop by the craft store and pick up a few more things this weekend, but it shouldn't be too much. I've started my first project. Photos will come when it is finished.

I had class this morning, then work. I made more at work today than I did the rest of the week, so I was happy about that. I stopped at the bank on the way home, just copied out my packaging slip, and I'm on to mom's house to wrap up my book, then to the post office to ship it. Finally, I need to stop at the grocery store to pick up a couple things. But I'm leaving it at the bare minimum.

I haven't really spent any money all week, which is good. I'm supposed to hang out with a friend of mine tonight. I think we're watching a movie at her place, so that shouldn't cost me anything. I'm going to a coworker's art show tomorrow night and offered to bring some sort of food. I'm going to go back to the grocery store tomorrow and figure out what I want to bring. Something cheap. She's supplying some food, and wine. So I felt like it would be nice to bring something.

As for the rest of the weekend, I need to keep it low-key, despite having a 3-day weekend. I want to get some seeds, as I want to start planting my tomatoes and zuchinni. It's already late in the season, but considering how cold it's been, I'm not sure it would have made much of a difference anyway.

Well, I'm off to mom's. Perhaps I'll gank some food while I'm there Smile

Hope everyone has a great day!