Layout:
Home > Catching up.

Catching up.

June 19th, 2008 at 02:40 am

Well, I'm trying to get caught up with things. My Sprint contract is up the 25th, so I need to get on mom's plan to be with Verizon-- aka talking free to both mom and BF. I had to give her a copy of my bill so she could take it to them and get another phone added to her account.

Also, July 11 is quickly approaching, which means I need to buckle down and figure out how I'm paying for these classes. I did a little more research online, as I know there are places out there that will give me "bad or no-credit loans." But when I looked at the interest rates on those puppies with added "loan fee," also a percentage of what you borrow, I'll end up paying a ridiculous amount.

So I went to National City's page and looked at getting a personal loan. If I get a personal line of credit, I'll still be paying 9.5%, but that's a lot lower than a CC, and even lower than the outrageous student loans I would be paying for. So I'm going to stop at the bank tomorrow and see if I can get hooked up with one. I calculated it out, and if I pay $150/month, it'll take me about 2.3 years to pay off. Of course, after my CC is paid off, all extra money would go to that loan, as I would have to pay it while still in school.

When I think about it, it's an even better idea than getting a student loan, which would just continue to accumulate interest until I graduate. I'd be much more focused on paying it back now if I had to. haha. Of course, I also have a whole heap of debt with a much worse interest rate than 9.5% now... bah. I'm just going to hope that I can pay it off the $3707 loan quick, which doesn't seem to be a problem considering I pulled together $1315 in just a few months...

Let's just hope I get approved :/

In other financial news, brought my sandwich to work yet again. Would have been a NSD, but I bought some shisha online for BF's b-day. Of course, I used the visa gift card dad got me for *my* b-day, so I cant consider it a complete spend. haha. Lucky for me, BF and I will both enjoy that shisha, so I wont feel guilty spending my own gift on his Wink

9 more days until BF comes back from training Big Grin We're going to celebrate his b-day then. We're thinking sushi and a movie, then going back to the apartment to smoke the hookah and have a couple drinks, and enjoy eachother's company after 3 weeks of being apart. Sounds like a fantastic evening to me!

Guess that's enough rambling for now. I should probably continue cleaning, or do my paper, or something Smile

0 Responses to “Catching up.”

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]