So I wrote out a list of things I needed to get done, and I've completed quite a few of them...
Had a job interview this morning, which went pretty well. It's an assistant teaching position at a childcare facility, which is fabulous. But they dont really have all that much time available. So I'll likely end up working there on a substitute basis. They're going to call me back with the hours they can guarantee. The good news about this is I'll still get the training for free, which I can use elsewhere. Not only that, but it's through the YMCA, so I'll get member benefits as well. So it's not all bad. And if they do end up needing a more permanent person, I'll already be around.
So there's that... I'm leaving here in another hour or so to go fill out job applications elsewhere. I've been searching craigslist, and emailed my resume to a couple other places. Checked my credit score for the first time in a while... 696 
Not TERRIBLE, but not good either. No bad accounts, just a lot of debt, and a CC very near its limit.
I started car shopping online. I found a couple that look promising. The one is a great deal... 2007 Corolla with only 50k miles for $8k. The only problem is that it's a private seller (I'm sure the reason the price is so good), but I only really wanted to put $4-5k down.
See, I'm getting my bonus, which will be around $8500 after taxes are taken out. I wanted to use about $2k to pay off my CC, the other $1500 to throw into a short-term CD to use to go to Kenya next summer. I mean, paying for a car in cash means I wont have a car payment, but it also means I'll still be paying on my CC... which has an outrageous interest rate. So I really need to find either a cheaper car, or one that I can put less down on and make monthly payments for a couple years. Even so, I'm not looking to spend more than around $8k on a vehicle.
Bah... this is all so much. Also called the University, and left a message for the military student office... hopefully they'll call me back so I can get the ball rolling on all that. Left a couple voicemails pertaining to other things as well. So the day has seen some progress.
At any rate, time to go put some laundry away and do more of it! I'm going to attempt to seek employment, and everyone have a great day!
Getting stuff done...
September 16th, 2009 at 05:59 pm
September 16th, 2009 at 06:34 pm 1253126069
September 16th, 2009 at 07:42 pm 1253130127
September 16th, 2009 at 09:26 pm 1253136393
So your deal sounds great! Just have a mechanic check it out and order up a Carfax on it first. Otherwise if all checks out you might be better off to just get that car!
Thank you for your National Guard service!
September 16th, 2009 at 11:55 pm 1253145315
This is a quote from their website..
Great Rates and Up to 100% Financing1
¡Get rates as low as 5.99% APR for used cars financed for $15,000 and over.
¡Rates include a 0.25% APR discount when you set up automatic payments.
Here's How It Works
¡First, complete the simple application and, in most cases, get a decision instantly.
¡If you're purchasing from a dealer, you can customize your loan online. Select the duration, your preferred due date for payments and when you want them to start.
¡If you're purchasing from an individual, call us at 1-800-531-USAA (8722) to complete your purchase.
¡Buy your car and hit the open road.
This way you can use your bonus to payoff whatever would be the higher interest rate..
Good Luck!
September 17th, 2009 at 02:29 am 1253154540