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April recap and May goals

May 1st, 2010 at 03:50 pm

Well, as look back at April, I feel really good about myself:

[x] Stay under budget
[ ] Don’t spend any money on clothes
[ ] Don’t use CC at all
[x] Generate $100 in Freelancing Income
[x] $50 max spending w/ BF per week
[x] Keep track of finances all month
[ ] Make Moving Goal ($400 more in Savings)

It looks like I didn't make 3 of my goals here, but when it comes down to it, I did. Well, I did spend a tiny bit of money on clothes when I got here to Arizona... mostly because I didn't pack enough. But it was under $20.

I did in fact use my CC a few times... but only because I had transfers going on I wasn't sure were through and so I didn't want to risk and overdraw. The difference is that I promptly paid that off when the transfers were complete. Also, I charged my plane ticket here to AZ because my unit screwed things up, but I'm getting reimbursed.

My moving goal is another tricky one. I currently have $1150.00 in my savings account-- $50 away from my goal. But you have to keep in mind that I transferred $500 out to my checking to cover any travel costs or expenses while I'm here, and that will be paid back once I get my first army paycheck out here. So I really went above my goal in reality.

To look at April professionally, quite a few things happened. I lost hours at my job, but I've picked up the cash doing more freelancing work-- which is going great! I nailed a few more permanent gigs, that are progressing nicely, and I've developed my own professional brand a bit more by getting out my website and printing some business cards. Here were my totals for freelancing in April:

Freelancing Revenue: $424
Freelancing Expenses: $18.98
April's Profit: $405.02!!!

This is well beyond my $100 goal Smile

It's nice to see that my hard work is paying off... I just picked up another gig this past week. It's just getting better and better.

Now for May Goals:

[ ] Stay under budget
[ ] Don't spend $ on clothes
[ ] Don't use CC at all
[ ] Generate $500 in freelancing income
[ ] $50 max spending w/ BF per week
[ ] Keep track of finances all month long
[ ] Make savings goal (only $50 more)
[ ] Pay $800 on CC

Every one of those goals is do-able, and I'm excited to see if I can meet the challenge (and go above and beyond!)... I know I can if I work hard enough.

This summer is going to be really exciting for me. I'm very much looking forward to moving out of my roomate's house and into my own apt come July 1. So for the next couple months, I'll be working hard to pay off my CC, and looking for new places to live Smile I'm $50 away from my savings goal-- that $1200 is for security deposit, first month's rent, starting a container garden (mostly herbs and a few veggies), redoing my couch (couch cover and fabric to sew new pillow covers), paint and gloss finish for my table (another project), and possibly a new desk. Any extra will be put aside for emergencies or added to the start of my next savings goal: vacation. I'll start attacking that one after I pay off the CC.

And hopefully (crossing my fingers), I'll get paid my enlistment bonus, so I can buy a car. I haven't decided if I'm going to buy one now, or wait til closer to the fall. I'd really like to take advantage of the nice weather to ride my bike as transportation, and save money on insurance and gas for a couple months. I work from home, and gotten along just fine for a while. We'll see what happens, I guess!

I'll stop now, as this has gotten entirely too long, and I have much work to get done this weekend! I hope everyone enjoys thier saturday and welcomes May as happily as I do Smile Peace.


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