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Hey hey, it's Friday!

January 9th, 2015 at 05:48 pm

It's been a pretty low-key week. I've been at home every day attempting the best I can to get some work done. The cold weather really drains my motivation, and being self employed that's certainly not helpful...

Nonetheless.

***

$57.63 spent at Trader Joe's the other day. Some of that was goodies (do I really NEED cookie butter?!), but honestly that was wheeling it in for me. I just love that place. Sigh.

In news of self control, however, I did decline going to Aldi and Target with a friend for fear of spending. Little victories, I guess?

$65.96 spent on prints to take with me to the bridal show. I needed some of my newer weddings/shoots to add. I generally use a more expensive printer, but for the volume I needed, I went with the mid-price.

***

Tonight the fiance and I are heading out to a friend's house an hour away. I'm going to ask her to be my maid of honor, so I'm pretty pumped about that Smile

Her and her hubby are cooking dinner, so we don't have to worry about that. Which is nice, because we've been eating the tortellinni soup I cooked for three nights now. It made a lot, and was really good, but I'm getting burnt out on it. haha.

***

Got a letter in the mail about withdrawing my TSP (military retirement contributions) now that my Army contract is up. I'm not sure if it works like a standard retirement fund. I can't imagine it has a ton in it from my one weekend a month, but if there's no penalty in withdrawing now, I'll likely just do so now - because I wont be able to contribute any more going forward.

***

I'm working a bridal show this weekend, so I'll have a bit of extra spending (snacks, parking). But I'm hoping to book at least 5 weddings. So wish me luck!

***

Last thing - I read this article the other day, and it really resonated with me. I figured this would be a good forum to share it. I'll definitely be reading it every time I go to IKEA, for a little bit of needed perspective Wink

Give me Gratitude or Give me Debt

Text is http://momastery.com/blog/2014/08/11/give-liberty-give-debt/ and Link is
http://momastery.com/blog/2014/08/11/give-liberty-give-debt/

Everyone have a fantastic weekend!

9 Responses to “Hey hey, it's Friday! ”

  1. MonkeyMama Says:
    1420828685

    That was a beautiful article. & I love that quote: Give me Gratitude or Give me Debt. Gratitude is *everything* when it comes to a debt-free lifestyle.

  2. ThriftoRama Says:
    1420830808

    Uh, who doesn't need cookie butter?

    I'm self employed and work from home and yes, some weeks you just can't stay motivated. That usually happens to me right after I've busted my hump to make a bunch of deadlines and turned everything in, then I just need a break. But sometimes, I just get distracted even thought I know I have stuff to do.

    Before I go to bed every night I write each task I have to do the next day in my day planner. When I wake up, I don't have the chance to talk myself out of it or waste time figuring out what needs done. I just open it up, and boom. It helps me stay on track.

  3. creditcardfree Says:
    1420845694

    Hmmm, it seems that you would have a penalty for withdrawal on a TSP since you are under 59 1/2. Unless you are rolling in to an IRA. If the contributions were from deployment in a combat zone, they will probably be tax free. They do prorate those though, so you can't just take the combat zone contributions. Make sure you KNOW the rules before you end up with a situation where you are taxed and not aware of it.

    You likely can keep it in the TSP, they have really low fees like Vanguard. Smile

  4. FrugalTexan75 Says:
    1420849053

    That is a great saying - give me gratitude or give me debt. So much of the lifestyle of living below your means is about being grateful for what you have - knowing that what you have is "enough", and the "more" isn't worth the debt.

  5. VS_ozgirl Says:
    1420859874

    That's an awesome article & the perspective is so true! What do the Joneses do for us all anyway?

  6. doingitallwrong Says:
    1420910367

    Uh, who doesn't need cookie butter?

    ^This.

    Did you know they have a cookie butter cheesecake? Sinfully good!

  7. PatientSaver Says:
    1420926526

    I also really like Trader Joe's and Ikea. Ikea, sadly, is an hour away.

  8. rob62521 Says:
    1420929772

    Hope you were successful in booking some weddings.

  9. pjmama Says:
    1421105953

    haha. Yes, @Thriftorama. Cookie butter is THE BEST. And @doingitallwrong, I was not aware of the Cookie Butter Cheesecake. It would appear I need to do some research because I clearly need that in my life.

    @PatientSaver - the closes IKEA for me is about 2.5 hours away Smile I go probably 3 times a year anyway... because I'm a crazy addict. haha. I miss the days when it was only about 20 minutes...

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