So as I mentioned yesterday, my debit card wasn't working at Aldi - then yesterday I noticed a couple of transactions that were not ones that I made. After scrutinizing a bit further, I took a look at my card. Lo and behold, my sister-in-law and I had accidentally switched cards when we went to dinner on Sunday. So I was not victim of identity theft after all! She came over yesterday to switch back and have some lunch. All in all, a great resolution.
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This morning I took a look at my budget (as I'm trying to get into the habit of doing ever morning) on mint. DH caught a glimpse and asked what my Mint page was - I explained to him and told him where I was going over budget. Taking a look at my restaurant budget, I've spent $146 and I budgeted $100. When we took a look at it together, I realized I had only gone out to dinner or lunch 3 times this month! The rest were stops to get coffee or pick up breakfast from Dunkin. While that all adds up, I'm super proud of myself for our very few trips out for dinner. All that cooking has paid off! My grocery budget is also about $30 over, but I only budgeted $200. Lastly, I'm over on my shopping budget. Allowed myself $150 and have spent $288 - so almost double. This is both my clothes/homegoods/entertainment as well as misc budget. Pretty much anything that doesn't fall in my normal expenses gets dumped here. Honestly, I think I need to give myself a bit more wiggle room on that one. But not by much. haha. I did buy 2 sweaters, a coat, 2 kindle books, and home stuff at IKEA and Big Lots (most of the IKEA purchase came out of joint money, though). My Hulu subscription is also included in this. All things considered, at least I scored some amazing deals. That being said, I need to be on a spending diet and don't want to rationalize purchases.
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My Huntington transfer hit my account today, so I'll be transferring that now to DH's account and my tax debt from last year is over and done with. Woo! Took me far longer than I wanted it to, but with the wedding things got tight there for a bit. Now I need to really start saving for this year's taxes. I'm supposed to finish a job that will pay $6k, and my thought is that most or all of that will go toward my taxes. But in case (for whatever reason) that falls through, I'm going to start saving regardless. Then once I have things under control, I'm going to start setting aside 40% of every payment I receive. Like I should have been doing all along :/
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That's it for today! Hope you all have a good one!
A Funny Resolution to my Bank Issues
October 28th, 2015 at 12:09 pm
October 28th, 2015 at 02:27 pm 1446042430
October 29th, 2015 at 01:18 am 1446081506
Have you seen the Mari Kondo's fuss? I'd not yet read Kondo Life Magic Method... until I've managed to KM every room, every cupboard, closet, flat surface, drawer, shelf.
Medical issues here and with other extended family has caused giant changes to Christmas and holiday season plans and activities. Events will be limited/focussed on the little ones of Santa's generation.
https://www.youtube.com/watch?v=P9RrHBXRgNw [sorry couldn't find reading]
October 29th, 2015 at 02:11 pm 1446127902
@Snafu: I love Mari Kondo! I have yet to do the complete overhaul, but it's definitely influenced my decision-making process if nothing else!