Thanks to everyone who posted such lovely comments on my last post. You all are always so wonderful Today is the 3 month anniversary of that beautiful day! Which means...
We've passed the midpoint of the month - and it's been a rough one over here.
In GOOD news:
- I sold another piece of equipment, and after Amazon fees, I'll be getting about $465. That will of course go straight into my tax savings.
- Worked with a friend who is an insurance agent, and restructured DH and my auto insurance (as well as my renter's policy) into one account. My policy premium dropped from almost $80 down to $55/month... which is even less than I was paying before the rate hiked for me. They also reimbursed part of the month I already paid.
- I caught up on my invoicing, and have almost $5k due right now. I'm not in a *huge* hurry to collect it all right away, mostly because if my clients drag their feet til after the new year I can consider it 2016 income, so it wont count toward taxes for this year. Which would be nice. heh.
- I went to a holiday party for a previous employer/current client. I'm designing their new website, but because of wedding season and election season (they are political consultants), things went on hold. Once the new year kicks in, that's a $6k project that will be completed.
- I've still got a considerable chunk leftover in my restaurant and fuel categories, so I guess tiny wins there?
- Pretty much completely done xmas shopping. The only thing I have left to do is design our "Family Cookbook" for our group of friends. I'll be printing them through Blurb - the high end magazines. So that'll be an additional $50 or so, but that literally wraps up all of my shopping.
In some less than good news:
- Over budget in my "Shopping/Misc" category, though, it's a late fee, a parking ticket, shipping charges for sold items, and just one purchase at Victoria's Secret. A girl needs a new bra every now and then. lol. So at least it's not rampant impulse spending...
- Not much left in the grocery category. And we've gone out to eat more than I'd like this month. Granted, DH paid for that most of the time, but I'd rather just establish the habit a bit better.
- Our internet payment hits in a couple of days and is going to be $30 more than I expected. We need to re-evaluate our plan. ugh.
- Another local tax payment due. Just paid Q3 (albeit quite late).
- We still haven't printed or mailed our xmas cards. heh. Needless to say, that has been a bit of a trainwreck, and now I just want it done. Tried to get them finished, and my design program kept crashing. Which is ominous for many reasons. But it needs done. We still haven't sent out those thank you cards from the wedding :/
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In completely non-financial related news, the new Star Wars movie was AMAZING. We saw it last night, and it was everything I could have ever hoped for. Seriously.
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Cancelled Hulu yesterday - the shows I follow there have all ended for the season. I brought up the idea of leap frogging services with DH. We don't have cable, but we do have Netflix, Hulu, HBO Now, and Amazon Prime... and it seems silly to have them all at once when we can do one per month (with the exception of Prime - we pay for that a year at a time, so that would always be around). Seems like a fun challenge. Just need to get him onboard entirely. Would only be a savings of about $25-30 per month, but that's still $300 over the course of a year we could put toward another goal.
At any rate, I hope you all enjoy your Friday!!! The weekend is almost here!
Mid-December Update
December 18th, 2015 at 02:09 pm
December 18th, 2015 at 06:01 pm 1450461700
Congrats on your first quarter as a married woman!
December 19th, 2015 at 01:49 am 1450489757
December 19th, 2015 at 03:40 pm 1450539639
@FrugalTexan75: I've never heard of Hoopla! I'll have to check that out... also, DH and I used to rent DVDs from the library all the time. I think that's another great alternative. Or just watching less TV in general. We could probably do much less than we do now.
December 20th, 2015 at 02:27 am 1450578442