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Looking at some progress: Just Keep Swimming.
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Looking at some progress

November 10th, 2019 at 05:47 pm

Trying to use this Sunday at home to get caught up on some things that didn't go as planned over the course of the week. I felt like I was in a weird brain fog since last weekend. I suppose those weeks happen, but I'm also hoping it wont continue through.

Was in Lou Tuesday until yesterday afternoon. Had a lot of time with the kiddos. Still trying to ease into family life. It's been an easier transition than expected, but I'm still learning the rhythm of structured routines with the boys. Yesterday was my first weekend morning with them, which was really nice. It was super adorable having us all cozied up on the couch together watching a movie. BF made breakfast. Then we did some cleaning and went on a hike.

---

Spending this week was pretty minimal. I did coffee out twice: I met with a friend to catch up at a coffee shop on Monday and then grabbed Starbucks on my 3-hour drive home yesterday. BF and I cooked every night and I either ate at work or at his place for lunch every day. Last night I caught up with another dear friend. He cooked, I hit up Trader Joe's to grab a salad mix, dessert, and a bottle of wine. Then we did head out after dinner to have a drink and shared some fries to snack on.

All in all, not too spendy.

BF bought me new wipers for my car, which was a really sweet gesture and sorely needed.

---

Been making progress on my minimalism challenge, and did manage to get about 6 pages of my screenplay written this week. Hoping to add more later today.

As I was digging around in some old notebooks looking for things to get rid of for my minimalism challenge (I'm already living very simply, so I need to get creative at this point. haha), I found some financial breakdowns that I had laid out last year around the time that DXH and I were going through the split.

At that time, I was making $809 per month in minimum payments between my car and student loans, over 4 companies. I had a total of $41,395 in outstanding debt, which means that I've paid off $13,766 since then. My minimum payments now rest at $262, which just feels like so much breathing room. I'd been paying over $600/month in student loans for so long (for a long time without making even a tiny dent).

So even though I haven't quite made it as far as I would have liked, I feel like I've made so much progress. It feels great to be down to just one debt payment, and making a salary that allows me to make meaningful progress on that goal. When I look back at my 2006 archives, I was talking about how putting $160 into a savings account over a few months was going to be a struggle. I did not come from money - or a family who was adept at handling it, at all - so taking a look at these numbers gives me so much gratitude. I feel very lucky and also proud of how hard I've worked over the last 10+ years.

---

The week ahead should also be pretty low-key. I'll be here in Nashville through Thursday, take a couple of days in Lou, then be back Saturday in time for a friend's film premiere. My plan is to focus on cooking while I'm here, and cooking healthy - as well as working out, while I have the fitness center at my disposal. No major purchases are anticipated, and I get paid on Friday. There are 3 paydays this month, so this one will probably include another $1k payment toward that pesky student loan. I would love to apply the whole paycheck, but I also realize that I need to start planning ahead for xmas, so I may just leave the rest in my bank account to pad it for the coming holiday.

I'll talk to my mom today about gift plans. I'll be making the trip back for Thanksgiving this year, but not xmas (for many reasons), so I'm anticipating just having to send a few things via Amazon like I have for the last couple of years. I'll need to discuss gifts with BF, too - both for us, and the kids. I'll of course want to get them both something, and their birthdays both fall in December as well. So we shall see.

Hope everyone is having a lovely Sunday, and has a great start to the new week tomorrow!

2 Responses to “Looking at some progress”

  1. Lots of Ideas Says:

    For gifts for the boys, is there something like a zoo, aquarium, science museum, or sports team that you could get either a membership or tickets to? Then pair with something small to open? Maybe a ‘hint’ gift for birthday? Like a book or small toy?

    With my nephews and nieces, I found that they got so much at the holidays, they really didn’t know who gave them what. I always gave books - so much that they believed any book they got as a gift was from me! But what they remember and talk about as adults is ‘that time we...’ with the bonus that they are all readers too.

    Experience gifts are ‘frugal’ because you want to do memory making stuff with kids anyway, and minimalist because they don’t take up space or get broken!

  2. rob62521 Says:

    Nice thoughtful gift of those wiper blades. A simple gift, but speaks volumes that someone wants you to keep safe.

    Hope your shopping goes well.

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